Tesco vs Morrisons Gift Card: Which Is Better? [June 2026]

As of June 2026, Tesco and Morrisons gift cards are both popular supermarket vouchers in the UK, but they differ in network size, product range, and resale demand. This comparison helps you decide which card fits your needs—whether you plan to shop with it or convert it to cash.

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Quick Comparison Table

Feature Tesco Morrisons
Card Types Physical, eGift Physical, eGift
Denominations £5–£500 £5–£250
Where to Use 3,400+ Tesco stores, Tesco.com, fuel stations 500+ Morrisons stores, Morrisons.com
Resale Value Moderate demand Lower demand
Region Availability UK-wide UK-wide

Tesco Gift Card – Overview

Tesco operates the UK's largest supermarket network with over 3,400 stores. A Tesco gift card works across all store formats—Express, Metro, Superstore, Extra—and online at Tesco.com. You can use it for groceries, clothing (F&F), home essentials, electronics, and fuel at Tesco petrol stations. Tesco's Clubcard integration lets cardholders earn points on gift card purchases. The card does not expire, and any remaining balance stays available for future transactions. For Nigerians holding Tesco cards they cannot use locally, platforms like Cardhorse provide real-time rates at https://www.cardhorse.com/

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Morrisons Gift Card – Overview

Morrisons runs around 500 supermarkets across the UK. A Morrisons gift card is accepted in-store and online at Morrisons.com for groceries, fresh produce, bakery items, and general merchandise. The card also works at Morrisons fuel stations. While Morrisons has fewer locations than Tesco, the brand is known for in-store butchers, fishmongers, and Market Street counters. Morrisons gift cards do not expire, and partial redemption is supported. On the resale market, Morrisons cards typically attract lower demand than Tesco due to the smaller store footprint.

Which Gift Card Should You Choose?

Choose Tesco if you need wider geographic coverage or plan to shop for non-grocery items like electronics or clothing. Tesco's larger network and fuel station presence make it more versatile for everyday use. Choose Morrisons if you prefer fresh counters and live near a Morrisons store—the card works well for regular grocery shopping in areas where Morrisons operates. If you hold either card and want to convert it to Naira, Cardhorse offers transparent pricing for both. Visit https://www.cardhorse.com/ to compare live rates and decide which card delivers better value when sold.

How to Sell Your Tesco or Morrisons Gift Card on Cardhorse

If you have a valid, unredeemed Tesco or Morrisons gift card you'd rather convert to cash, follow these steps:

Step 1. Visit https://www.cardhorse.com/ or download the Cardhorse app from https://play.google.com/store/apps/details?id=com.cardhorse.app

Step 2. Select the gift card brand (Tesco or Morrisons) and enter your card details.

Step 3. Cardhorse displays a live cash offer based on current rates.

Step 4. Confirm the transaction. Funds typically arrive in your Nigerian bank account within minutes.

Cardhorse supports both physical and eGift formats. Keep your card details secure and only share them during the official transaction process.


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The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.

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Frequently Asked Questions

Which gift card has a higher resale value, Tesco or Morrisons?

Tesco gift cards generally trade at higher rates on secondary markets due to broader acceptance and larger store network. Morrisons cards have lower resale demand because fewer people can use them conveniently. Rates fluctuate based on supply and market conditions (as of June 2026).

Can I use Tesco gift card where Morrisons is accepted?

No. Tesco and Morrisons gift cards are not interchangeable. A Tesco card only works at Tesco locations and Tesco.com. A Morrisons card only works at Morrisons stores and Morrisons.com. Each retailer operates an independent gift card system.

Which gift card is better for gifting?

Tesco is safer for gifting if you are unsure where the recipient shops—its 3,400+ stores make redemption easier across the UK. Morrisons works well if you know the recipient lives near a Morrisons and shops there regularly. Both cards never expire, so the recipient can use them at their convenience.

Can I sell both Tesco and Morrisons gift cards on Cardhorse?

Yes. Cardhorse accepts valid, unredeemed Tesco and Morrisons gift cards. The platform provides separate rate quotes for each brand. Check the current offer for your specific card at https://www.cardhorse.com/ before deciding which one to sell.

Do Tesco and Morrisons gift cards expire?

No. Both Tesco and Morrisons gift cards have no expiration date. Any unused balance remains on the card indefinitely. You can make partial redemptions and return later to spend the remainder.


If you have a valid, unredeemed Tesco or Morrisons gift card you'd rather convert to cash, Cardhorse offers a live rate and fast payment to your Nigerian bank account.

Sell Your Gift Card on Cardhorse →


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