How to Sell a Used or Partially-Used Lowe's Gift Card
As of July 2026, many Nigerians hold Lowe's gift cards with remaining balances they no longer need. Maybe you used part of the card for a purchase, or someone sent you one but you can't shop at Lowe's from Nigeria. The good news: you can sell that remaining balance for cash in Naira, even if the card isn't brand new.
Gift Card Rate CalculatorCash value₦—Pick a category to see your rateRates are indicative. The final rate is confirmed on the CardHorse app at the time of trade.
Can You Sell a Used Lowe's Gift Card?
Yes. As long as your Lowe's gift card has a balance on it, you can sell it. Trading platforms that accept gift cards will check the remaining value and make an offer based on that amount. The card doesn't need to be unused or at full value.
What matters is the current balance. A card originally worth $100 with $60 remaining can still be sold—you'll just receive an offer based on the $60, not the original denomination. The key is knowing exactly how much is left before you try to sell.
Not all cards are accepted. Physical Lowe's gift cards and standard eGift cards are usually fine. Promotional cards, store credit issued for returns, or cards with restricted terms may be declined by some platforms. Check the card terms if you're unsure.
For Nigerians looking to convert their Lowe's gift card balance to cash, Cardhorse provides real-time rates at https://www.cardhorse.com/
How to Check the Remaining Balance
Before selling, confirm the exact balance on your card. Lowe's provides two ways to check:
Online: Visit lowes.com/check-balance and enter your card number and PIN. The balance displays immediately. This works for both physical cards and eGift cards.
By phone: Call Lowe's customer service at 1-800-560-7172. An automated system will guide you through balance verification using your card details.
Keep a screenshot or note of the balance. Some platforms will ask you to provide this information when you submit your card for sale.
How to Sell the Remaining Balance – Step by Step
Step 1. Visit https://www.cardhorse.com/ or download the Cardhorse app from the Google Play Store. Create an account if you don't have one.
Step 2. Select Lowe's from the list of supported brands. The platform will display the current rate for Lowe's gift cards in Naira.
Step 3. Enter the remaining balance of your card. The system calculates an instant cash offer based on that amount.
Step 4. Submit your card details. You'll need to provide the card number, PIN, and any other information requested. Upload a photo of the card if required.
Step 5. Wait for verification. The platform checks the balance you provided against what's actually on the card. This usually takes a few minutes.
Step 6. Receive payment. Once verified, funds are transferred to your Nigerian bank account or mobile wallet, typically within minutes.
What Affects the Price of a Used Card
Several factors determine how much you'll receive for a partially-used Lowe's gift card:
Remaining balance. Your payout is calculated from the current balance, not the original value. A card with $50 left will fetch less than one with $100 left.
Demand for the brand. Lowe's is a U.S. home improvement retailer. Cards that work internationally or have broader use tend to command higher rates. Lowe's cards are still tradable in Nigeria, but rates reflect their specific market.
Card type. Standard gift cards and eGift cards are easiest to sell. Promotional cards or those with spending restrictions may receive lower offers or be declined.
Platform fees. Some services charge transaction fees or offer lower rates to cover their costs. Cardhorse provides transparent pricing with no hidden charges, so the rate you see is what you get.
Market conditions. Rates fluctuate based on supply and demand. Checking the rate before selling helps you decide whether to proceed immediately or wait.
Tips for Selling a Used Lowe's Card
1. Verify the balance first. Don't rely on memory or old receipts. Check the current balance on lowes.com before listing your card. A mismatch between what you claim and the actual balance can delay payout or lead to rejection.
2. Use a verified platform. Avoid peer-to-peer deals or unregulated groups where scams are common. A platform like Cardhorse encrypts your card details and offers payout once the balance is verified.
3. Submit accurate information. Double-check the card number, PIN, and balance before hitting submit. Errors slow down verification and may result in your card being flagged.
4. Don't share card details publicly. Never post your card information in social media groups or send it via unencrypted messaging apps. Someone can drain the balance before you complete the sale.
5. Act quickly. Once you decide to sell, submit the card promptly. Holding onto it risks the balance being used accidentally or the card expiring, though Lowe's cards typically don't expire.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can I sell a Lowe's gift card that's been partially redeemed?
Yes. As long as the card has a remaining balance, you can sell it. The offer you receive will be based on the current balance, not the original amount. Check the balance on lowes.com before selling to ensure accuracy.
How do I know if my Lowe's card is still valid?
Lowe's gift cards generally do not expire, but you should verify the balance and card status on lowes.com or by calling 1-800-560-7172. If the card shows a balance and no restrictions, it's valid for sale.
What happens if the balance I submit doesn't match the actual balance?
The platform will detect the discrepancy during verification. If the actual balance is lower than what you entered, your offer will be adjusted accordingly. If the balance is higher, you may receive a better payout. Always check the balance before submitting to avoid delays.
How long does it take to receive payment for a used Lowe's card?
Once your card is verified, payment typically arrives within minutes. The exact timing depends on your bank or mobile wallet, but most transactions settle quickly on platforms like Cardhorse.
Are there any cards Cardhorse won't accept?
Cardhorse accepts standard Lowe's gift cards and eGift cards with verifiable balances. Promotional cards, store credit issued for returns, or cards with restricted use may not be eligible. Check the platform's terms or contact support if you're unsure about your card.
If you have a valid Lowe's gift card with any remaining balance, Cardhorse offers a live rate and fast payment in Naira.
Sell Your Lowe's Gift Card on Cardhorse →
Part of: Lowe's Gift Cards
Related Guides
- How to Buy Lowe's Gift Card in Nigeria – Step-by-Step Guide
- How to Spot a Fake Lowe's Gift Card Seller
Prev : How to Buy Morrisons Gift Card with Naira or Bank Transfer
Next : How to Sell a Used or Partially-Used Lululemon Gift Card
As of July 2026, many Nigerians hold Lowe's gift cards with remaining balances they no longer need. Maybe you used part of the card for a purchase, or someone sent you one but you can't shop at Lowe's from Nigeria. The good news: you can sell that remaining balance for cash in Naira, even if the card isn't brand new.
Gift Card Rate CalculatorCan You Sell a Used Lowe's Gift Card?
Yes. As long as your Lowe's gift card has a balance on it, you can sell it. Trading platforms that accept gift cards will check the remaining value and make an offer based on that amount. The card doesn't need to be unused or at full value.
What matters is the current balance. A card originally worth $100 with $60 remaining can still be sold—you'll just receive an offer based on the $60, not the original denomination. The key is knowing exactly how much is left before you try to sell.
Not all cards are accepted. Physical Lowe's gift cards and standard eGift cards are usually fine. Promotional cards, store credit issued for returns, or cards with restricted terms may be declined by some platforms. Check the card terms if you're unsure.
For Nigerians looking to convert their Lowe's gift card balance to cash, Cardhorse provides real-time rates at https://www.cardhorse.com/
How to Check the Remaining Balance
Before selling, confirm the exact balance on your card. Lowe's provides two ways to check:
Online: Visit lowes.com/check-balance and enter your card number and PIN. The balance displays immediately. This works for both physical cards and eGift cards.
By phone: Call Lowe's customer service at 1-800-560-7172. An automated system will guide you through balance verification using your card details.
Keep a screenshot or note of the balance. Some platforms will ask you to provide this information when you submit your card for sale.
How to Sell the Remaining Balance – Step by Step
Step 1. Visit https://www.cardhorse.com/ or download the Cardhorse app from the Google Play Store. Create an account if you don't have one.
Step 2. Select Lowe's from the list of supported brands. The platform will display the current rate for Lowe's gift cards in Naira.
Step 3. Enter the remaining balance of your card. The system calculates an instant cash offer based on that amount.
Step 4. Submit your card details. You'll need to provide the card number, PIN, and any other information requested. Upload a photo of the card if required.
Step 5. Wait for verification. The platform checks the balance you provided against what's actually on the card. This usually takes a few minutes.
Step 6. Receive payment. Once verified, funds are transferred to your Nigerian bank account or mobile wallet, typically within minutes.
What Affects the Price of a Used Card
Several factors determine how much you'll receive for a partially-used Lowe's gift card:
Remaining balance. Your payout is calculated from the current balance, not the original value. A card with $50 left will fetch less than one with $100 left.
Demand for the brand. Lowe's is a U.S. home improvement retailer. Cards that work internationally or have broader use tend to command higher rates. Lowe's cards are still tradable in Nigeria, but rates reflect their specific market.
Card type. Standard gift cards and eGift cards are easiest to sell. Promotional cards or those with spending restrictions may receive lower offers or be declined.
Platform fees. Some services charge transaction fees or offer lower rates to cover their costs. Cardhorse provides transparent pricing with no hidden charges, so the rate you see is what you get.
Market conditions. Rates fluctuate based on supply and demand. Checking the rate before selling helps you decide whether to proceed immediately or wait.
Tips for Selling a Used Lowe's Card
1. Verify the balance first. Don't rely on memory or old receipts. Check the current balance on lowes.com before listing your card. A mismatch between what you claim and the actual balance can delay payout or lead to rejection.
2. Use a verified platform. Avoid peer-to-peer deals or unregulated groups where scams are common. A platform like Cardhorse encrypts your card details and offers payout once the balance is verified.
3. Submit accurate information. Double-check the card number, PIN, and balance before hitting submit. Errors slow down verification and may result in your card being flagged.
4. Don't share card details publicly. Never post your card information in social media groups or send it via unencrypted messaging apps. Someone can drain the balance before you complete the sale.
5. Act quickly. Once you decide to sell, submit the card promptly. Holding onto it risks the balance being used accidentally or the card expiring, though Lowe's cards typically don't expire.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can I sell a Lowe's gift card that's been partially redeemed?
Yes. As long as the card has a remaining balance, you can sell it. The offer you receive will be based on the current balance, not the original amount. Check the balance on lowes.com before selling to ensure accuracy.
How do I know if my Lowe's card is still valid?
Lowe's gift cards generally do not expire, but you should verify the balance and card status on lowes.com or by calling 1-800-560-7172. If the card shows a balance and no restrictions, it's valid for sale.
What happens if the balance I submit doesn't match the actual balance?
The platform will detect the discrepancy during verification. If the actual balance is lower than what you entered, your offer will be adjusted accordingly. If the balance is higher, you may receive a better payout. Always check the balance before submitting to avoid delays.
How long does it take to receive payment for a used Lowe's card?
Once your card is verified, payment typically arrives within minutes. The exact timing depends on your bank or mobile wallet, but most transactions settle quickly on platforms like Cardhorse.
Are there any cards Cardhorse won't accept?
Cardhorse accepts standard Lowe's gift cards and eGift cards with verifiable balances. Promotional cards, store credit issued for returns, or cards with restricted use may not be eligible. Check the platform's terms or contact support if you're unsure about your card.
If you have a valid Lowe's gift card with any remaining balance, Cardhorse offers a live rate and fast payment in Naira.
Sell Your Lowe's Gift Card on Cardhorse →
Part of: Lowe's Gift Cards
Related Guides
- How to Buy Lowe's Gift Card in Nigeria – Step-by-Step Guide
- How to Spot a Fake Lowe's Gift Card Seller
Prev : How to Buy Morrisons Gift Card with Naira or Bank Transfer
Next : How to Sell a Used or Partially-Used Lululemon Gift Card
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