Kohl's vs Macy's Gift Card Rate in Nigeria [June 2026]

As of June 2026, both Kohl's and Macy's gift cards circulate in Nigeria's secondary market, but they carry different resale values and serve distinct shopping profiles. If you're holding one of these cards — or trying to decide which to accept — the comparison below covers what actually matters: usability, demand, and what you can realistically get when you sell.

Quick Comparison Table

Feature Kohl's Macy's
Card Types Physical, eGift Physical, eGift
Denominations $10–$500 $10–$500
Where to Use Kohl's stores and website (US only) Macy's stores and website (US only)
Resale Value in Nigeria competitive rates (as of June 2026) competitive rates (as of June 2026)
Region Availability US-issued US-issued

For Nigerians looking to convert either card to Naira, Cardhorse provides real-time rates for both at https://www.cardhorse.com/

Kohl's Gift Card – Overview

Kohl's is a US-based department store focused on clothing, footwear, and home goods. Its gift cards are redeemable only at Kohl's locations and on kohls.com, which limits their appeal outside the United States. In Nigeria's secondary market, Kohl's cards trade at competitive rates, though demand tends to run slightly lower than broader retail brands. The cards do not expire and carry no dormancy fees, which makes them straightforward to hold or sell. For someone who received a Kohl's card and has no access to a US store, selling it on a platform like Cardhorse is the practical route to extract value in Naira.

Sell Your Gift Card for Cash – Download Cardhorse App

Macy's Gift Card – Overview

Macy's is one of the more recognized US department store names, covering fashion, beauty, home and luxury accessories. That name recognition translates into slightly stronger demand on Nigeria's resale market compared to more niche retail brands. Macy's gift cards are also US-restricted — they work at Macy's stores and macys.com only — but the wider product range Macy's covers tends to attract more buyers on the secondary market. Like Kohl's, Macy's gift cards carry no expiration date and no service fees, so there's no urgency to move them quickly beyond the exchange rate fluctuations.

Which Gift Card Should You Choose?

The right pick depends on what you're trying to do.

If someone is gifting you and you have a US shipping address or US-based friend who can use the card, either brand works. Macy's covers a broader product range, so it tends to be more versatile as a gift. Kohl's is a solid option for someone who specifically shops there.

If your goal is to sell the card for Naira in Nigeria, the practical difference comes down to current rates. Macy's typically sees marginally stronger demand, but both cards trade actively. The rate gap is rarely large enough to be the deciding factor on its own — check the live quote on Cardhorse at https://www.cardhorse.com/ before making a decision, since rates shift with market demand and can change day to day.

Neither card offers a clear across-the-board advantage. For gifting to someone in the US, Macy's is the more flexible choice. For selling in Nigeria, check current quotes on both and go with whichever returns more Naira at the time of the transaction.


Sell Your Gift Card Anywhere, Anytime

The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.

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Frequently Asked Questions

Which gift card has a higher resale value, Kohl's or Macy's?

Macy's gift cards generally trade at a slightly higher rate in Nigeria's secondary market due to broader brand recognition and wider product coverage. That said, rates fluctuate based on current demand, so it's worth checking live quotes for both before selling.

Can I use a Kohl's gift card where Macy's is accepted?

No. Kohl's and Macy's are separate retail chains with no shared redemption network. A Kohl's card works only at Kohl's; a Macy's card works only at Macy's. They are not interchangeable.

Which gift card is better for gifting?

For general gifting to someone in the US, Macy's is the more versatile option given its broader product range spanning fashion, beauty, and home goods. Kohl's is a good fit if the recipient regularly shops there.

Can I sell both Kohl's and Macy's gift cards on Cardhorse?

Yes. Cardhorse accepts both Kohl's and Macy's gift cards. You can get a real-time quote for either card at https://www.cardhorse.com/ and receive payment in Naira typically within minutes of completing the transaction.

Do Kohl's and Macy's gift cards expire?

Neither Kohl's nor Macy's gift cards have an expiration date, and neither charges inactivity or dormancy fees. The balance remains intact indefinitely, so there's no pressure to use or sell them by a specific deadline.


If you have a valid, unredemed Kohl's or Macy's gift card you'd rather convert to Naira, Cardhorse offers a live rate and transparent pricing with payment typically within minutes.

Sell Your Kohl's or Macy's Gift Card on Cardhorse →


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