How to Use Your Walmart Gift Card at Checkout (Online & In-Store)
As of August 2026, Walmart gift cards remain one of the most widely circulated retail gift cards in the United States — and using one at checkout is straightforward once you know where the code goes. This article walks through both online and in-store checkout so you can put the balance to work without confusion.
If you're in Nigeria and received a Walmart gift card, the redemption process still applies the same way — the card works on walmart.com regardless of where you're located. For Nigerians looking to convert a Walmart gift card to Naira instead, Cardhorse provides real-time rates at https://www.cardhorse.com/
Using Your Walmart Gift Card at Online Checkout
Walmart gift cards are accepted at walmart.com, including most Marketplace seller items, though some third-party sellers on the Marketplace may not accept them.
Step 1. Add items to your cart.
Shop on walmart.com as normal and proceed to checkout when ready.
Step 2. Sign in or continue as guest.
You'll be prompted to log in to your Walmart account or check out as a guest. Either works for gift card redemption.
Step 3. Reach the payment section.
On the payment page, look for the option labeled "Gift Card" or "Add a gift card." It sits alongside credit/debit card and PayPal options.
Step 4. Enter your card number and PIN.
Flip the physical card over and scratch the silver strip to reveal the PIN. On a digital card (delivered by email), both the card number and PIN are printed in the message. Enter both fields and click "Apply."
Step 5. Confirm the balance applied.
The site will display how much of your gift card balance has been applied to the order total. If the card covers the full amount, no other payment method is needed. If there's a remaining balance, you can add a second payment method (see below).
Step 6. Place your order.
Review the order summary and complete checkout. The gift card balance is deducted at the time of purchase.
Using Your Walmart Gift Card In-Store
In-store use is even simpler. Walmart gift cards work at all physical Walmart locations and Sam's Club stores in the US.
Step 1. Shop and bring your items to the register.
Proceed to any staffed checkout lane or self-checkout kiosk.
Step 2. When prompted for payment, select "Gift Card."
At a staffed register, tell the cashier you're paying with a gift card. At self-checkout, select the gift card option on the payment screen.
Step 3. Swipe or scan the card.
Physical Walmart gift cards have a magnetic stripe — swipe it like a debit card. If prompted for a PIN, enter the PIN printed on the back of the card.
Step 4. Cover any remaining balance.
If the card balance doesn't cover the full total, the register will prompt you for a second payment method to cover the difference.
Using Part of the Balance or Combining Payments
Walmart gift cards don't require you to spend the full balance in one transaction. Here's how partial use and payment splitting works:
-
Partial balance use online — After applying your gift card at checkout, the site automatically calculates the remaining order total and prompts you to add a credit or debit card for the difference.
-
Partial balance use in-store — The cashier or self-checkout terminal will process the gift card first, then ask for another payment method to cover what's left.
-
Multiple gift cards — You can apply more than one Walmart gift card to a single online order. Repeat the "Add a gift card" step for each card. In-store, hand the cashier multiple cards and they'll be processed in sequence.
-
Checking your balance before checkout — Visit walmart.com/giftcards and use the balance checker tool, or call the number on the back of the card. Knowing your balance ahead of time avoids surprises at checkout.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can you use a Walmart gift card at checkout from outside the US?
Yes. You can use a Walmart gift card to shop on walmart.com from anywhere, including Nigeria, as long as Walmart ships to your delivery address or you're using a freight forwarder. The card itself has no geographic restriction on where it's entered — only on where orders can be shipped.
Does a Walmart gift card expire?
No. Walmart gift cards do not carry an expiration date, and there are no dormancy or inactivity fees. The balance stays on the card indefinitely.
Can you use a Walmart gift card on Walmart Marketplace items?
Most Marketplace items on walmart.com accept Walmart gift cards, but some individual third-party sellers opt out. If a Marketplace listing doesn't accept gift cards, you'll be notified at checkout before you complete the order.
What if your gift card PIN is scratched off or unreadable?
Contact Walmart customer service at 1-888-537-5503 with your card number. They can assist with PIN recovery if the card was purchased from an authorized retailer.
Can you use a Walmart gift card to pay for Walmart+ membership?
Yes. Walmart gift card balances can be applied toward Walmart+ subscription fees at checkout, subject to Walmart's current membership billing process.
If you have a valid, unredeemed Walmart gift card you'd rather convert to Naira, Cardhorse offers a live rate and fast payment — funds arrive typically within minutes.
Have a Card to Sell? Exchange Your Walmart Gift Card on Cardhorse →
Prev : How to Use Your Visa Gift Card at Checkout (Online & In-Store)
Next : Is It Worth Buying Nike Gift Cards to Resell in Nigeria?
As of August 2026, Walmart gift cards remain one of the most widely circulated retail gift cards in the United States — and using one at checkout is straightforward once you know where the code goes. This article walks through both online and in-store checkout so you can put the balance to work without confusion.
If you're in Nigeria and received a Walmart gift card, the redemption process still applies the same way — the card works on walmart.com regardless of where you're located. For Nigerians looking to convert a Walmart gift card to Naira instead, Cardhorse provides real-time rates at https://www.cardhorse.com/
Using Your Walmart Gift Card at Online Checkout
Walmart gift cards are accepted at walmart.com, including most Marketplace seller items, though some third-party sellers on the Marketplace may not accept them.
Step 1. Add items to your cart.
Shop on walmart.com as normal and proceed to checkout when ready.
Step 2. Sign in or continue as guest.
You'll be prompted to log in to your Walmart account or check out as a guest. Either works for gift card redemption.
Step 3. Reach the payment section.
On the payment page, look for the option labeled "Gift Card" or "Add a gift card." It sits alongside credit/debit card and PayPal options.
Step 4. Enter your card number and PIN.
Flip the physical card over and scratch the silver strip to reveal the PIN. On a digital card (delivered by email), both the card number and PIN are printed in the message. Enter both fields and click "Apply."
Step 5. Confirm the balance applied.
The site will display how much of your gift card balance has been applied to the order total. If the card covers the full amount, no other payment method is needed. If there's a remaining balance, you can add a second payment method (see below).
Step 6. Place your order.
Review the order summary and complete checkout. The gift card balance is deducted at the time of purchase.
Using Your Walmart Gift Card In-Store
In-store use is even simpler. Walmart gift cards work at all physical Walmart locations and Sam's Club stores in the US.
Step 1. Shop and bring your items to the register.
Proceed to any staffed checkout lane or self-checkout kiosk.
Step 2. When prompted for payment, select "Gift Card."
At a staffed register, tell the cashier you're paying with a gift card. At self-checkout, select the gift card option on the payment screen.
Step 3. Swipe or scan the card.
Physical Walmart gift cards have a magnetic stripe — swipe it like a debit card. If prompted for a PIN, enter the PIN printed on the back of the card.
Step 4. Cover any remaining balance.
If the card balance doesn't cover the full total, the register will prompt you for a second payment method to cover the difference.
Using Part of the Balance or Combining Payments
Walmart gift cards don't require you to spend the full balance in one transaction. Here's how partial use and payment splitting works:
-
Partial balance use online — After applying your gift card at checkout, the site automatically calculates the remaining order total and prompts you to add a credit or debit card for the difference.
-
Partial balance use in-store — The cashier or self-checkout terminal will process the gift card first, then ask for another payment method to cover what's left.
-
Multiple gift cards — You can apply more than one Walmart gift card to a single online order. Repeat the "Add a gift card" step for each card. In-store, hand the cashier multiple cards and they'll be processed in sequence.
-
Checking your balance before checkout — Visit walmart.com/giftcards and use the balance checker tool, or call the number on the back of the card. Knowing your balance ahead of time avoids surprises at checkout.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can you use a Walmart gift card at checkout from outside the US?
Yes. You can use a Walmart gift card to shop on walmart.com from anywhere, including Nigeria, as long as Walmart ships to your delivery address or you're using a freight forwarder. The card itself has no geographic restriction on where it's entered — only on where orders can be shipped.
Does a Walmart gift card expire?
No. Walmart gift cards do not carry an expiration date, and there are no dormancy or inactivity fees. The balance stays on the card indefinitely.
Can you use a Walmart gift card on Walmart Marketplace items?
Most Marketplace items on walmart.com accept Walmart gift cards, but some individual third-party sellers opt out. If a Marketplace listing doesn't accept gift cards, you'll be notified at checkout before you complete the order.
What if your gift card PIN is scratched off or unreadable?
Contact Walmart customer service at 1-888-537-5503 with your card number. They can assist with PIN recovery if the card was purchased from an authorized retailer.
Can you use a Walmart gift card to pay for Walmart+ membership?
Yes. Walmart gift card balances can be applied toward Walmart+ subscription fees at checkout, subject to Walmart's current membership billing process.
If you have a valid, unredeemed Walmart gift card you'd rather convert to Naira, Cardhorse offers a live rate and fast payment — funds arrive typically within minutes.
Have a Card to Sell? Exchange Your Walmart Gift Card on Cardhorse →
Prev : How to Use Your Visa Gift Card at Checkout (Online & In-Store)
Next : Is It Worth Buying Nike Gift Cards to Resell in Nigeria?
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