How to Use Your Saks Fifth Ave Gift Card at Checkout (Online & In-Store)

As of August 2026, Saks Fifth Avenue gift cards can be used at checkout both online at saksfifthavenue.com and in physical Saks stores across the United States and Canada. If you have one of these cards and want to spend the balance, the process is straightforward — this guide walks you through both checkout paths so you can put the value to use.

Note for Nigerian cardholders: Saks Fifth Avenue gift cards are issued for use in the USA and Canada only. If you're in Nigeria and cannot redeem the card directly, Cardhorse offers a way to convert it to Naira instead — more on that at the end.


Use Your Saks Fifth Ave Gift Card at Online Checkout

Shopping on saksfifthavenue.com is the most common way to spend a Saks gift card balance without being physically present in the US.

Step 1. Add items to your bag.
Browse saksfifthavenue.com and add the items you want to your shopping bag.

Step 2. Proceed to checkout.
Click the bag icon and select "Checkout." You'll be prompted to sign in or continue as a guest.

Step 3. Enter your shipping and billing details.
Fill in a valid US or Canadian shipping address. Saks does not ship internationally, so you'll need a US forwarding address if you're ordering from Nigeria.

Step 4. Select "Gift Card" as your payment method.
On the payment page, look for the "Gift Card" option. Enter your gift card number and PIN (usually found by scratching the strip on the back of a physical card, or included in the email for a digital card).

Step 5. Apply the balance.
Click "Apply." The system will deduct the available balance from your order total. If your order exceeds the card value, you'll be asked to pay the remainder with a credit or debit card.

Step 6. Confirm your order.
Review the order summary and place the order. You'll receive a confirmation email once it goes through.

If your card balance covers the full order total, no additional payment method is needed.


Use Your Saks Fifth Ave Gift Card In-Store

If you're physically in a Saks Fifth Avenue location in the US or Canada — whether visiting or shipping a card to someone there — the in-store process is even simpler.

Step 1. Shop the store.
Select your items and bring them to a sales associate or the checkout counter.

Step 2. Present your gift card at the register.
Hand the physical card to the cashier, or show the digital card barcode on your phone if you received an e-gift card.

Step 3. The cashier scans or swipes the card.
The terminal will read the card and deduct the balance from your total automatically.

Step 4. Cover any remaining amount.
If your purchase exceeds the card balance, pay the difference with another payment method — cash, credit card, or debit card.

Step 5. Keep your receipt.
Your receipt will show the remaining gift card balance, if any is left over.


Sell Your Gift Card for Cash – Download Cardhorse App

Using Part of the Balance / Combining with Other Payment

Saks Fifth Avenue gift cards work as partial payment. You are not required to use the full balance in one transaction.

  • Split payments are accepted both online and in-store. You can apply your gift card first and pay the rest with a credit card.
  • Multiple gift cards can be applied to a single online order. Enter each card's number and PIN separately on the payment page.
  • Remaining balance carries over automatically. Unused funds stay on the card and can be applied to a future purchase.
  • Balance check: To check your current balance before shopping, call the number on the back of the card or visit the gift card section at saksfifthavenue.com.

A Note for Nigerian Cardholders

Saks Fifth Avenue gift cards are valid only in the US and Canada, which creates a practical challenge for holders in Nigeria. If you received one as a gift or purchased it through a reseller and cannot use it directly, selling the card for Naira is a practical alternative. Cardhorse provides real-time rates for Saks Fifth Avenue gift cards at https://www.cardhorse.com/, and funds typically arrive within minutes of a completed transaction.


Sell Your Gift Card Anywhere, Anytime

The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.

Download the Cardhorse App


Frequently Asked Questions

Can I use a Saks Fifth Avenue gift card on the website from Nigeria?

You can enter the card details on saksfifthavenue.com from any location, but Saks only ships to US and Canadian addresses. You would need a US-based forwarding address to complete an online order.

Does a Saks Fifth Avenue gift card expire?

Saks Fifth Avenue gift cards do not have an expiration date under US federal law (as of August 2026). The balance remains available indefinitely.

Can I use multiple gift cards on one order?

Yes. The Saks online checkout allows you to enter multiple gift card numbers and PINs on the payment page, applying the combined balance toward your order.

What if my gift card balance is less than the order total?

You can pay the difference with a credit card, debit card, or another accepted payment method. The gift card covers as much of the total as its balance allows.

Can I get cash back from a Saks Fifth Avenue gift card?

Saks gift cards cannot be redeemed for cash directly. If you prefer cash over store credit, selling the card on a gift card exchange platform like Cardhorse is the practical route for Nigerian cardholders.


If you have a valid, unredeemed Saks Fifth Avenue gift card you'd rather convert to Naira, Cardhorse offers a live rate and fast payment.

Sell Your Saks Fifth Ave Gift Card on Cardhorse →


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