How to Use Your ChooseYourCard Gift Card at Checkout (Online & In-Store)
As of August 2026, ChooseYourCard gift cards work differently from typical retail cards. Instead of using the card directly at checkout, you first redeem it at chooseyourcard.com to select a gift card from their partner catalog, then use that chosen card for your actual purchase. This guide walks you through both the redemption process and how to use the resulting gift card online or in-store.
How to Redeem Your ChooseYourCard Gift Card Online
Before you can use your ChooseYourCard balance, you need to exchange it for a specific merchant card. Here's the step-by-step process:
Step 1. Visit chooseyourcard.com and locate the redemption portal on the homepage.
Step 2. Enter your card number and PIN exactly as printed on your physical card or email. Remove any spaces or dashes.
Step 3. Check your available balance, which typically ranges from $25 to $200 depending on the denomination purchased.
Step 4. Browse the partner catalog and select a merchant gift card that matches your balance. Options include restaurants, entertainment venues, retail stores, and online platforms.
Step 5. Confirm your selection. The system will generate your chosen merchant gift card code, usually delivered to your email within minutes.
Step 6. Save the new gift card code. This is what you'll actually use at checkout, not your original ChooseYourCard number.
The redemption process typically takes 5–10 minutes. Once you've selected your merchant card, your ChooseYourCard balance is fully consumed and cannot be reversed.
How to Use Your Merchant Gift Card at Online Checkout
After redeeming your ChooseYourCard for a specific merchant card, follow these steps to use it online:
Step 1. Add items to your cart on the merchant's website and proceed to checkout.
Step 2. Look for the payment section labeled "Gift Card," "Promo Code," or "Apply Gift Card Balance."
Step 3. Enter the gift card number and PIN (if required) you received after redemption. Copy-paste carefully to avoid errors.
Step 4. Click "Apply" or "Add to Order." The system will deduct the gift card amount from your total.
Step 5. If your purchase exceeds the gift card balance, add a second payment method (debit card, bank transfer, or another gift card) to cover the difference.
Most merchant websites display your applied gift card balance before you finalize the order. Review this carefully before clicking "Place Order."
For Nigerians who'd rather convert their ChooseYourCard to cash instead of selecting a merchant card, Cardhorse offers real-time rates at https://www.cardhorse.com/
How to Use Your Merchant Gift Card In-Store
If you selected a physical retail merchant during redemption (and the merchant issued a barcode or card number), you can use it at brick-and-mortar locations:
For digital codes: Show the barcode or card number on your phone screen to the cashier. Most modern POS systems can scan directly from a mobile device.
For printed cards: Hand the physical gift card to the cashier, who will swipe or manually enter the number.
Partial use: If your purchase is less than the gift card balance, the remaining amount stays on the card for future transactions. Ask the cashier for your remaining balance after the transaction.
Split payment: If your total exceeds the gift card value, tell the cashier before they process payment. You'll need to cover the difference with cash, debit card, or mobile money.
Not all merchants in the ChooseYourCard catalog have physical stores in Nigeria. Check the merchant's store locator before visiting a location.
Using Part of the Balance or Combining Payments
ChooseYourCard itself does not support partial redemption. When you select a merchant card, you must use the full balance at once. However, the merchant gift card you receive may allow partial use:
Check the merchant's policy — Most digital gift cards (Amazon, iTunes, Google Play) let you use part of the balance and save the rest. Retail and restaurant cards vary.
Combining with other payments — Online checkouts typically allow one gift card plus one additional payment method. In-store, inform the cashier upfront that you're splitting payment.
Balance tracking — After each transaction, check your remaining balance on the merchant's website or app. Physical receipts may not always show the updated balance.
If you're unsure whether the merchant allows partial use, contact their customer service before making a purchase.
Tips for a Smooth Redemption Experience
1. Choose your merchant carefully — Once you redeem your ChooseYourCard for a specific brand, you cannot reverse the decision or exchange it for a different merchant.
2. Verify the card code before redeeming — Double-check your ChooseYourCard number and PIN. Incorrect entries may lock your account temporarily.
3. Use the merchant card promptly — Most merchant gift cards issued through ChooseYourCard do not expire, but dormancy fees or account closures can occur after 12–24 months of inactivity.
4. Keep your confirmation email — If the merchant card code doesn't arrive immediately, the confirmation email serves as proof of redemption for customer support inquiries.
5. Watch for regional restrictions — Some merchant cards in the catalog (especially U.S.-based retailers) may not ship to Nigeria or accept Nigerian payment methods for balance top-ups.
6. Avoid third-party redemption sites — Only use chooseyourcard.com for redemption. Unofficial sites may charge fees or provide invalid codes.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can I use my ChooseYourCard directly at checkout without redeeming it first?
No. ChooseYourCard functions as a "choice card" that must be redeemed at chooseyourcard.com first. You select a merchant gift card from their catalog, then use that specific card for purchases.
What happens if my chosen merchant gift card doesn't work?
Contact ChooseYourCard customer support at chooseyourcard.com with your redemption confirmation. If the code was invalid or already used, they can investigate and reissue a replacement.
Can I split my ChooseYourCard balance across multiple merchant cards?
No. As of August 2026, you must use the full balance to select one merchant card. If you want cards for multiple retailers, you would need separate ChooseYourCard gift cards.
How long does it take to receive my merchant gift card after redemption?
Most codes are delivered to your email within 5–10 minutes. During peak periods or technical issues, it may take up to 24 hours. Check your spam folder if you don't see the email.
Can I use a ChooseYourCard purchased in the U.S. while living in Nigeria?
Yes. The redemption process works globally as long as you have internet access. However, the merchant card you select may have regional restrictions (shipping limitations, currency issues, or account verification requirements for Nigerian users).
Convert Your ChooseYourCard to Naira Instead
If you'd prefer cash over selecting a merchant card, Cardhorse lets you sell your unredeemed ChooseYourCard for Naira. You'll receive a live rate based on current market value, and funds typically arrive within minutes after verification.
Sell Your ChooseYourCard Gift Card on Cardhorse →
Part of: ChooseYourCard Gift Cards
Tags: #ChooseYourCard , #Nigeria.
Prev : How to Use Your Chipotle Gift Card at Checkout (Online & In-Store)
Next : How to Use Your Coach Gift Card at Checkout (Online & In-Store)
As of August 2026, ChooseYourCard gift cards work differently from typical retail cards. Instead of using the card directly at checkout, you first redeem it at chooseyourcard.com to select a gift card from their partner catalog, then use that chosen card for your actual purchase. This guide walks you through both the redemption process and how to use the resulting gift card online or in-store.
How to Redeem Your ChooseYourCard Gift Card Online
Before you can use your ChooseYourCard balance, you need to exchange it for a specific merchant card. Here's the step-by-step process:
Step 1. Visit chooseyourcard.com and locate the redemption portal on the homepage.
Step 2. Enter your card number and PIN exactly as printed on your physical card or email. Remove any spaces or dashes.
Step 3. Check your available balance, which typically ranges from $25 to $200 depending on the denomination purchased.
Step 4. Browse the partner catalog and select a merchant gift card that matches your balance. Options include restaurants, entertainment venues, retail stores, and online platforms.
Step 5. Confirm your selection. The system will generate your chosen merchant gift card code, usually delivered to your email within minutes.
Step 6. Save the new gift card code. This is what you'll actually use at checkout, not your original ChooseYourCard number.
The redemption process typically takes 5–10 minutes. Once you've selected your merchant card, your ChooseYourCard balance is fully consumed and cannot be reversed.
How to Use Your Merchant Gift Card at Online Checkout
After redeeming your ChooseYourCard for a specific merchant card, follow these steps to use it online:
Step 1. Add items to your cart on the merchant's website and proceed to checkout.
Step 2. Look for the payment section labeled "Gift Card," "Promo Code," or "Apply Gift Card Balance."
Step 3. Enter the gift card number and PIN (if required) you received after redemption. Copy-paste carefully to avoid errors.
Step 4. Click "Apply" or "Add to Order." The system will deduct the gift card amount from your total.
Step 5. If your purchase exceeds the gift card balance, add a second payment method (debit card, bank transfer, or another gift card) to cover the difference.
Most merchant websites display your applied gift card balance before you finalize the order. Review this carefully before clicking "Place Order."
For Nigerians who'd rather convert their ChooseYourCard to cash instead of selecting a merchant card, Cardhorse offers real-time rates at https://www.cardhorse.com/
How to Use Your Merchant Gift Card In-Store
If you selected a physical retail merchant during redemption (and the merchant issued a barcode or card number), you can use it at brick-and-mortar locations:
For digital codes: Show the barcode or card number on your phone screen to the cashier. Most modern POS systems can scan directly from a mobile device.
For printed cards: Hand the physical gift card to the cashier, who will swipe or manually enter the number.
Partial use: If your purchase is less than the gift card balance, the remaining amount stays on the card for future transactions. Ask the cashier for your remaining balance after the transaction.
Split payment: If your total exceeds the gift card value, tell the cashier before they process payment. You'll need to cover the difference with cash, debit card, or mobile money.
Not all merchants in the ChooseYourCard catalog have physical stores in Nigeria. Check the merchant's store locator before visiting a location.
Using Part of the Balance or Combining Payments
ChooseYourCard itself does not support partial redemption. When you select a merchant card, you must use the full balance at once. However, the merchant gift card you receive may allow partial use:
Check the merchant's policy — Most digital gift cards (Amazon, iTunes, Google Play) let you use part of the balance and save the rest. Retail and restaurant cards vary.
Combining with other payments — Online checkouts typically allow one gift card plus one additional payment method. In-store, inform the cashier upfront that you're splitting payment.
Balance tracking — After each transaction, check your remaining balance on the merchant's website or app. Physical receipts may not always show the updated balance.
If you're unsure whether the merchant allows partial use, contact their customer service before making a purchase.
Tips for a Smooth Redemption Experience
1. Choose your merchant carefully — Once you redeem your ChooseYourCard for a specific brand, you cannot reverse the decision or exchange it for a different merchant.
2. Verify the card code before redeeming — Double-check your ChooseYourCard number and PIN. Incorrect entries may lock your account temporarily.
3. Use the merchant card promptly — Most merchant gift cards issued through ChooseYourCard do not expire, but dormancy fees or account closures can occur after 12–24 months of inactivity.
4. Keep your confirmation email — If the merchant card code doesn't arrive immediately, the confirmation email serves as proof of redemption for customer support inquiries.
5. Watch for regional restrictions — Some merchant cards in the catalog (especially U.S.-based retailers) may not ship to Nigeria or accept Nigerian payment methods for balance top-ups.
6. Avoid third-party redemption sites — Only use chooseyourcard.com for redemption. Unofficial sites may charge fees or provide invalid codes.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can I use my ChooseYourCard directly at checkout without redeeming it first?
No. ChooseYourCard functions as a "choice card" that must be redeemed at chooseyourcard.com first. You select a merchant gift card from their catalog, then use that specific card for purchases.
What happens if my chosen merchant gift card doesn't work?
Contact ChooseYourCard customer support at chooseyourcard.com with your redemption confirmation. If the code was invalid or already used, they can investigate and reissue a replacement.
Can I split my ChooseYourCard balance across multiple merchant cards?
No. As of August 2026, you must use the full balance to select one merchant card. If you want cards for multiple retailers, you would need separate ChooseYourCard gift cards.
How long does it take to receive my merchant gift card after redemption?
Most codes are delivered to your email within 5–10 minutes. During peak periods or technical issues, it may take up to 24 hours. Check your spam folder if you don't see the email.
Can I use a ChooseYourCard purchased in the U.S. while living in Nigeria?
Yes. The redemption process works globally as long as you have internet access. However, the merchant card you select may have regional restrictions (shipping limitations, currency issues, or account verification requirements for Nigerian users).
Convert Your ChooseYourCard to Naira Instead
If you'd prefer cash over selecting a merchant card, Cardhorse lets you sell your unredeemed ChooseYourCard for Naira. You'll receive a live rate based on current market value, and funds typically arrive within minutes after verification.
Sell Your ChooseYourCard Gift Card on Cardhorse →
Part of: ChooseYourCard Gift Cards
Tags: #ChooseYourCard , #Nigeria.
Prev : How to Use Your Chipotle Gift Card at Checkout (Online & In-Store)
Next : How to Use Your Coach Gift Card at Checkout (Online & In-Store)
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