How to Sell a Used or Partially-Used Walmart Gift Card

As of July 2026, many Nigerians holding Walmart gift cards with remaining balances are discovering they can convert these funds to cash rather than leaving them unused. Whether you spent part of the card and have leftover credit, or received a card you won't fully use, selling the remaining balance is a practical option.

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The key question is whether platforms accept partially-used cards, how much you can expect, and what steps ensure a smooth transaction. This guide walks you through the process.

Can You Sell a Used Walmart Gift Card?

Yes, you can sell a Walmart gift card with a remaining balance. The critical requirement is knowing the exact amount left on the card. Most Nigerian trading platforms accept partially-used cards as long as you provide accurate balance information during the transaction.

Physical cards with partial balances work the same way as unused ones in terms of the selling process. The platform will verify the balance you claim, so accuracy matters. If the balance doesn't match what you stated, the transaction may be rejected or adjusted, which delays payment.

Digital Walmart cards that have been partially redeemed can also be sold if the remaining balance is transferable. Some e-gift cards lock to a specific account after first use, so check the card's terms before attempting to sell.

For Nigerians looking to convert their Walmart gift card to cash, Cardhorse provides real-time rates and accepts cards with partial balances at https://www.cardhorse.com/

How to Check the Remaining Balance

Before selling, confirm your card's exact balance. Walmart offers two simple ways to check:

Online: Visit walmart.com/giftcardbalance and enter your card number and PIN. The balance displays immediately.

By phone: Call 1-888-537-5503 from any location. Follow the automated prompts to retrieve your balance.

Keep a screenshot or note of the balance. You'll need to provide this figure when initiating the sale, and having proof on hand speeds up verification if the platform requests it.

Sell Your Gift Card for Cash – Download Cardhorse App

How to Sell the Remaining Balance – Step by Step

Selling a partially-used Walmart gift card follows the same process as selling an unused one. Here's how to do it through a trading platform:

Step 1. Visit a platform that accepts gift cards with remaining balances. Go to https://www.cardhorse.com/ or download the Cardhorse app from the Google Play Store.

Step 2. Select Walmart as your card brand. The system will ask for the card type (physical or digital) and whether it has been used.

Step 3. Enter the remaining balance. Input the exact amount you confirmed in the previous section. The platform calculates your offer based on this figure.

Step 4. Review the cash offer. As of July 2026, Walmart gift cards in Nigeria typically convert at competitive rates of the remaining USD balance, paid in Naira. The rate depends on current demand and the card's specifics.

Step 5. Upload required details. Provide clear photos of the card (front and back for physical cards) or the e-gift card code and receipt. Include proof of the remaining balance if requested.

Step 6. Submit your transaction. Once the platform verifies the balance and card validity, payment is processed. Funds typically arrive within minutes to your Nigerian bank account or mobile wallet.

What Affects the Price of a Used Card

Several factors influence how much you receive for a partially-used Walmart gift card:

1. Remaining balance amount – Higher balances often receive better rates. A card with $80 remaining may yield a slightly better percentage than one with $15, as processing costs are similar regardless of value.

2. Card format – Physical cards with readable numbers and intact PINs are easier to verify. Digital cards may require additional proof of ownership, which can slightly delay or adjust the offer.

3. Market demand – Walmart cards are consistently in demand in Nigeria due to the retailer's wide product range and international shipping options. Demand fluctuations affect rates, so checking current offers before selling is useful.

4. Platform fees – Some platforms deduct transaction fees from your payout. Cardhorse displays the final amount you'll receive upfront, with no hidden deductions after verification.

Tips for a Smooth Transaction

Be precise with the balance – Double-check the amount before submitting. Discrepancies trigger reverification, which delays payment. If you're unsure, recheck the balance immediately before starting the sale.

Keep documentation – Save the original purchase receipt or gift email if available. While not always required, having proof of how you acquired the card helps resolve any verification questions quickly.

Avoid further spending – Once you decide to sell, don't make additional purchases with the card. Changing the balance between checking and submitting creates verification issues that can void the transaction.

Use clear photos – For physical cards, photograph the card flat on a contrasting background with all numbers visible. Blurry or cropped images slow down verification.

Check rates before selling – Gift card rates fluctuate based on supply and demand. If you're not in a hurry, compare offers across a few days to time your sale when rates are favorable.


Sell Your Gift Card Anywhere, Anytime

The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.

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Frequently Asked Questions

Can I sell a Walmart gift card that's been partially used?

Yes, as long as the card has a remaining balance you can verify. Most Nigerian platforms, including Cardhorse, accept partially-used Walmart cards. You'll need to provide the exact balance during the transaction, and the platform will verify it before processing payment.

How do I know how much is left on my card?

Check your balance at walmart.com/giftcardbalance or call 1-888-537-5503. You'll need the card number and PIN. Keep a record of the balance before initiating the sale, as you'll need to enter this amount on the trading platform.

Will I get the same rate for a used card as an unused one?

The rate is based on the remaining balance and current market demand, not whether the card has been used before. A card with $50 remaining receives the same percentage rate as an unused $50 card, assuming all other factors (card type, verification ease) are equal.

How long does it take to get paid for a partially-used card?

Once the platform verifies your card's balance and validity, payment typically arrives within minutes. Verification may take slightly longer for partially-used cards if additional proof is requested, but most transactions complete within the same timeframe as unused cards.

What happens if I enter the wrong balance amount?

The platform will detect the discrepancy during verification and may reject the transaction or adjust your payout to match the actual balance. To avoid delays, always verify the balance immediately before submitting and enter the exact figure shown.


If you have a Walmart gift card with remaining credit you'd rather convert to Naira, Cardhorse offers transparent pricing and fast payment for both unused and partially-used cards.

Sell Your Walmart Gift Card on Cardhorse →

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