How to Sell a Used or Partially-Used Morrisons Gift Card

As of July 2026, many Nigerians who receive Morrisons gift cards from UK-based family or contacts find themselves with cards they've partially used or don't plan to finish spending. The good news is you can sell the remaining balance and convert it to Naira rather than letting the value sit unused.

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Can You Sell a Used Morrisons Gift Card?

Yes, you can sell a Morrisons gift card even if you've already spent part of its value. The key requirement is knowing the exact remaining balance. Most trading platforms that accept Morrisons cards will purchase them based on whatever balance is left, not the original face value.

The card needs to be valid and unredeemed for the remaining amount. If you spent £30 from a £50 card, you can sell the £20 balance. However, completely depleted cards or those with only small amounts left (typically under £5) may not be accepted by all platforms due to processing considerations.

For Nigerians looking to convert their Morrisons gift card balance to cash, Cardhorse provides real-time rates at https://www.cardhorse.com/

How to Check the Remaining Balance

Before you can sell a partially-used Morrisons card, you need to confirm the exact balance. Here's how:

Check online: Visit the Morrisons gift card balance page on morrisons.com. You'll need the card number and PIN (typically found on the back or in the original email if it's an e-gift card).

Call customer service: Morrisons provides a phone number for balance inquiries. This option works if you're having trouble with the online checker or if the card doesn't have online access.

Check your receipt: If you recently used the card in-store, the remaining balance should be printed on the transaction receipt.

Write down the exact balance before proceeding with the sale. Trading platforms will ask for this information upfront, and providing an incorrect balance can delay your transaction or lead to rejection.

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How to Sell the Remaining Balance – Step by Step

Once you know your card's balance, the process is straightforward:

Step 1. Visit a trusted trading platform. For Morrisons gift cards, Cardhorse accepts cards issued in the UK and provides a live quote based on your card's remaining value. Access the platform at https://www.cardhorse.com/ or download the Cardhorse app from the Google Play Store.

Step 2. Select Morrisons from the list of available gift cards. The platform will ask you to specify the card type (physical or e-code) and the remaining balance.

Step 3. Enter the exact balance you confirmed earlier. The system will calculate an offer based on current rates, typically within the competitive rates range of the card's remaining value as of July 2026.

Step 4. Review the cash offer displayed in Naira. If you accept, proceed to the next step. If not, you can exit without obligation.

Step 5. Provide your card details. For physical cards, this includes the card number and PIN. For e-codes, you'll paste the code as it appears in your email or account.

Step 6. Upload any required proof. Some platforms may ask for a screenshot of the balance confirmation page or a photo of the physical card (front and back, with PIN visible).

Step 7. Submit your card for verification. The platform will check the balance and validity. This usually takes a few minutes.

Step 8. Receive your payment. Once verified, funds are sent to your Nigerian bank account or mobile wallet, typically within minutes.

What Affects the Price of a Used Card

Several factors determine how much you'll receive for a partially-used Morrisons card:

Remaining balance: Platforms pay based on what's left, not the original denomination. A card with £15 remaining will fetch less than one with £40 left, even if both started as £50 cards.

Card origin and type: UK-issued Morrisons cards are more widely accepted than promotional or region-specific variants. Physical cards and e-codes are both accepted, but processing times may vary slightly.

Demand and liquidity: Morrisons cards have moderate demand compared to major brands like Amazon or iTunes. Rates may fluctuate based on how quickly platforms can resell or redeem the cards.

Platform fees: Some services deduct a transaction or processing fee. Cardhorse displays the final Naira amount upfront with no hidden charges, so you know exactly what you'll receive.

Card validity: Cards nearing their expiration date may receive lower offers or be declined altogether. Check the expiry date before attempting to sell.


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Frequently Asked Questions

Can I sell a Morrisons gift card if I don't live in the UK?

Yes. Nigerian residents can sell UK-issued Morrisons gift cards through platforms that support international cards. You don't need to be in the UK to complete the transaction, as long as the card itself is valid and has a balance.

What is the minimum balance I can sell?

Most platforms set a minimum threshold, often around £5 to £10, due to processing costs. Cards with very small remaining balances may not be accepted. Check the platform's requirements before submitting.

How long does it take to get paid for a used Morrisons card?

Once your card is verified, payment typically arrives within minutes. Verification itself usually takes a few minutes, though it may take longer if there's an issue with the card details or balance confirmation.

What happens if the balance I entered is wrong?

If the actual balance is lower than what you stated, the platform will adjust the offer or reject the card. If the balance is higher, you may receive a revised offer. Always double-check your balance before submitting to avoid delays.

Is it safe to sell a partially-used gift card online?

Using a verified platform reduces risk significantly. Look for services that use secure connections, provide transparent pricing, and have clear contact channels. Avoid peer-to-peer deals with strangers or unverified social media sellers, as these carry higher fraud risk.


If you have a valid Morrisons gift card with remaining balance and would rather convert it to cash, Cardhorse offers a live rate and fast payment.

Sell Your Morrisons Gift Card on Cardhorse →

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