How to Sell a Used or Partially-Used Mastercard Gift Card
As of July 2026, many Nigerians hold Mastercard gift cards with remaining balances they'd rather convert to cash. Whether you've spent part of the card or simply don't need the rest, selling the leftover balance is possible through licensed trading platforms that handle partially-used cards.
Gift Card Rate CalculatorCash value₦—Pick a category to see your rateRates are indicative. The final rate is confirmed on the CardHorse app at the time of trade.
Can You Sell a Used Mastercard Gift Card?
Yes, you can sell a Mastercard gift card with a remaining balance. Most licensed trading platforms in Nigeria accept partially-used cards as long as:
- The card still has an active balance
- The card has not expired
- You can verify the remaining amount
Platforms like Cardhorse process both new and partially-used Mastercard gift cards. The rate you receive depends on the remaining balance and the card's origin country. Cards issued in the USA, UK, or Canada typically qualify for competitive rates, which you can check in real time at https://www.cardhorse.com/
Fully spent cards (zero balance) cannot be sold, and some platforms may decline cards below a minimum threshold, typically $10-$15.
How to Check the Remaining Balance
Before selling a used Mastercard gift card, confirm the exact balance:
Step 1. Visit the official balance-check page provided by your card issuer. Most Mastercard gift cards include a URL or phone number on the back of the card.
Step 2. Enter the 16-digit card number and security code (CVV) when prompted.
Step 3. Review the displayed balance and any expiry date. Take a screenshot or note the amount—you'll need this when submitting your card for sale.
If the card was issued by a specific retailer or bank, check their website's gift card section for a dedicated balance portal. Inactivity fees may reduce the balance over time, so verify before listing.
How to Sell the Remaining Balance – Step by Step
Step 1. Visit https://www.cardhorse.com/ or download the Cardhorse app from the Google Play Store.
Step 2. Select Mastercard Gift Card from the list of supported brands.
Step 3. Enter the remaining balance you verified earlier. The platform will display a live cash offer in Naira based on current rates.
Step 4. Upload a clear photo of the card (front and back). Ensure the 16-digit number, expiry date, and CVV are visible and legible.
Step 5. Provide your bank account details or select your preferred payout method (most platforms support Nigerian bank transfers).
Step 6. Submit your card for verification. The platform will confirm the balance and card validity.
Step 7. Once approved, funds typically arrive in your account within minutes. You'll receive a confirmation notification when the transfer is complete.
Keep the card until the transaction is fully settled. Do not share card details with anyone outside the platform's secure submission process.
What Affects the Price of a Used Card
Several factors determine how much you'll receive for a partially-used Mastercard gift card:
1. Remaining balance — Cards with higher balances often receive better rates. A $100 balance typically qualifies for a higher percentage than a $25 balance.
2. Card origin — Mastercard gift cards issued in the USA, UK, or Canada are more widely accepted and may command stronger rates than cards from other regions.
3. Expiry date — Cards nearing expiry may receive lower offers, as the platform has less time to resell or redeem them.
4. Market demand — Rates fluctuate based on how much buyers are willing to pay for Mastercard gift cards at any given time. Demand tends to rise during holiday seasons and major sales events.
5. Platform fees — Some platforms deduct processing fees from the final payout. Cardhorse displays the net amount upfront, with no hidden deductions.
Cards with fees already deducted (such as activation or inactivity fees) will be valued based on the actual remaining balance, not the original face value.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can I sell a Mastercard gift card if I don't know the exact balance?
You must verify the balance before selling. Most platforms require you to enter the remaining amount during submission. Use the card issuer's balance-check tool to confirm the exact figure before proceeding.
Do platforms accept Mastercard gift cards from any country?
Most Nigerian trading platforms accept Mastercard gift cards issued in the USA, UK, Canada, and select EU countries. Cards from other regions may not qualify or may receive lower rates. Check the platform's supported card list before submitting.
How long does it take to receive payment for a partially-used card?
Once your card is verified and approved, funds typically arrive within minutes. Delays may occur if the card details are unclear or if additional verification is needed. Ensure your bank account information is correct to avoid payout issues.
What happens if the balance I entered is incorrect?
If the platform verifies a different balance than you submitted, the offer will be adjusted to match the actual amount. You can choose to accept the revised offer or cancel the transaction. Intentionally misrepresenting the balance may result in account suspension.
Can I sell a Mastercard gift card that has already expired?
Expired cards cannot be sold. Most platforms reject cards past their expiry date because they can no longer be redeemed. Always check the expiration date printed on the card before attempting to sell.
If you have a valid, unredeemed Mastercard gift card with a remaining balance you'd rather convert to cash, Cardhorse offers a live rate and fast payment.
Sell Your Mastercard Gift Card on Cardhorse →
Part of: Mastercard Gift Cards
Related Guides
- How to Buy Mastercard Gift Card in Nigeria – Step-by-Step Guide
- Common Mastercard Gift Card WhatsApp & Social Media Scams
Tags: #Mastercard , #Nigeria.
Prev : How to Buy Nike Gift Card with Naira or Bank Transfer
Next : How to Sell Mastercard Gift Cards Safely Without Getting Scammed
As of July 2026, many Nigerians hold Mastercard gift cards with remaining balances they'd rather convert to cash. Whether you've spent part of the card or simply don't need the rest, selling the leftover balance is possible through licensed trading platforms that handle partially-used cards.
Gift Card Rate CalculatorCan You Sell a Used Mastercard Gift Card?
Yes, you can sell a Mastercard gift card with a remaining balance. Most licensed trading platforms in Nigeria accept partially-used cards as long as:
- The card still has an active balance
- The card has not expired
- You can verify the remaining amount
Platforms like Cardhorse process both new and partially-used Mastercard gift cards. The rate you receive depends on the remaining balance and the card's origin country. Cards issued in the USA, UK, or Canada typically qualify for competitive rates, which you can check in real time at https://www.cardhorse.com/
Fully spent cards (zero balance) cannot be sold, and some platforms may decline cards below a minimum threshold, typically $10-$15.
How to Check the Remaining Balance
Before selling a used Mastercard gift card, confirm the exact balance:
Step 1. Visit the official balance-check page provided by your card issuer. Most Mastercard gift cards include a URL or phone number on the back of the card.
Step 2. Enter the 16-digit card number and security code (CVV) when prompted.
Step 3. Review the displayed balance and any expiry date. Take a screenshot or note the amount—you'll need this when submitting your card for sale.
If the card was issued by a specific retailer or bank, check their website's gift card section for a dedicated balance portal. Inactivity fees may reduce the balance over time, so verify before listing.
How to Sell the Remaining Balance – Step by Step
Step 1. Visit https://www.cardhorse.com/ or download the Cardhorse app from the Google Play Store.
Step 2. Select Mastercard Gift Card from the list of supported brands.
Step 3. Enter the remaining balance you verified earlier. The platform will display a live cash offer in Naira based on current rates.
Step 4. Upload a clear photo of the card (front and back). Ensure the 16-digit number, expiry date, and CVV are visible and legible.
Step 5. Provide your bank account details or select your preferred payout method (most platforms support Nigerian bank transfers).
Step 6. Submit your card for verification. The platform will confirm the balance and card validity.
Step 7. Once approved, funds typically arrive in your account within minutes. You'll receive a confirmation notification when the transfer is complete.
Keep the card until the transaction is fully settled. Do not share card details with anyone outside the platform's secure submission process.
What Affects the Price of a Used Card
Several factors determine how much you'll receive for a partially-used Mastercard gift card:
1. Remaining balance — Cards with higher balances often receive better rates. A $100 balance typically qualifies for a higher percentage than a $25 balance.
2. Card origin — Mastercard gift cards issued in the USA, UK, or Canada are more widely accepted and may command stronger rates than cards from other regions.
3. Expiry date — Cards nearing expiry may receive lower offers, as the platform has less time to resell or redeem them.
4. Market demand — Rates fluctuate based on how much buyers are willing to pay for Mastercard gift cards at any given time. Demand tends to rise during holiday seasons and major sales events.
5. Platform fees — Some platforms deduct processing fees from the final payout. Cardhorse displays the net amount upfront, with no hidden deductions.
Cards with fees already deducted (such as activation or inactivity fees) will be valued based on the actual remaining balance, not the original face value.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can I sell a Mastercard gift card if I don't know the exact balance?
You must verify the balance before selling. Most platforms require you to enter the remaining amount during submission. Use the card issuer's balance-check tool to confirm the exact figure before proceeding.
Do platforms accept Mastercard gift cards from any country?
Most Nigerian trading platforms accept Mastercard gift cards issued in the USA, UK, Canada, and select EU countries. Cards from other regions may not qualify or may receive lower rates. Check the platform's supported card list before submitting.
How long does it take to receive payment for a partially-used card?
Once your card is verified and approved, funds typically arrive within minutes. Delays may occur if the card details are unclear or if additional verification is needed. Ensure your bank account information is correct to avoid payout issues.
What happens if the balance I entered is incorrect?
If the platform verifies a different balance than you submitted, the offer will be adjusted to match the actual amount. You can choose to accept the revised offer or cancel the transaction. Intentionally misrepresenting the balance may result in account suspension.
Can I sell a Mastercard gift card that has already expired?
Expired cards cannot be sold. Most platforms reject cards past their expiry date because they can no longer be redeemed. Always check the expiration date printed on the card before attempting to sell.
If you have a valid, unredeemed Mastercard gift card with a remaining balance you'd rather convert to cash, Cardhorse offers a live rate and fast payment.
Sell Your Mastercard Gift Card on Cardhorse →
Part of: Mastercard Gift Cards
Related Guides
- How to Buy Mastercard Gift Card in Nigeria – Step-by-Step Guide
- Common Mastercard Gift Card WhatsApp & Social Media Scams
Tags: #Mastercard , #Nigeria.
Prev : How to Buy Nike Gift Card with Naira or Bank Transfer
Next : How to Sell Mastercard Gift Cards Safely Without Getting Scammed
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