How to Sell a Used or Partially-Used Macy's Gift Card
As of July 2026, many Nigerians hold Macy's gift cards with remaining balances they'd rather convert to Naira. Whether you received a card as a gift, used part of it for an online order, or simply don't shop at Macy's, selling the remaining balance is a practical way to access cash. The process is straightforward, and several platforms accept partially-used cards as long as the balance is verifiable.
Gift Card Rate CalculatorCash value₦—Pick a category to see your rateRates are indicative. The final rate is confirmed on the CardHorse app at the time of trade.
Can You Sell a Used Macy's Gift Card?
Yes. A Macy's gift card with any remaining balance can be sold, even if you've already redeemed part of it. Trading platforms in Nigeria evaluate cards based on their current value, not the original denomination. The key requirement is knowing the exact balance before you sell.
Physical and digital Macy's cards are both accepted by most platforms. Physical cards require the card number and PIN, while digital cards need the redemption code. As long as the card hasn't been fully spent or reported as lost, it remains tradeable.
Some platforms may reject cards with very low balances (typically under $5) due to processing costs, but most accept cards with $10 or more remaining.
How to Check the Remaining Balance
Before selling, you need to confirm how much value is left on the card. Macy's provides a balance check tool on their official website at macys.com. Navigate to the gift card section, enter your card number and PIN, and the system will display the current balance.
You can also check the balance by calling Macy's customer service or visiting a physical Macy's store if you're outside Nigeria and have access to one. For digital cards received via email, the balance is usually shown in the original message or your Macy's account.
Write down the exact balance before proceeding. Platforms like Cardhorse require you to enter this amount during the selling process to generate an accurate quote.
How to Sell the Remaining Balance – Step by Step
Selling a partially-used Macy's gift card follows the same process as selling a new one. For Nigerians looking to convert their card to Naira, Cardhorse offers real-time rates at https://www.cardhorse.com/
Step 1. Visit https://www.cardhorse.com/ or download the Cardhorse app from https://play.google.com/store/apps/details?id=com.cardhorse.app
Step 2. Select Macy's from the list of supported brands. The platform will display the current rate for Macy's cards, typically within the range of competitive rates of the card's USD value.
Step 3. Enter the remaining balance of your card. If your original $100 card has $45 left, enter $45. The system will calculate the Naira equivalent based on the current rate.
Step 4. Upload a clear photo of the card (both front and back for physical cards) or a screenshot of the digital code. Make sure the card number and PIN are visible and legible.
Step 5. Provide your Nigerian bank account details for payment. Cardhorse supports transfers to major Nigerian banks.
Step 6. Submit the card for verification. The platform will confirm the balance matches what you entered. This step typically takes a few minutes.
Step 7. Once verified, payment is processed. Funds typically arrive within minutes of confirmation.
What Affects the Price of a Used Card
The rate you receive for a partially-used Macy's gift card depends on several factors:
1. Remaining balance – Higher balances generally receive better rates because processing costs are fixed. A $50 balance may fetch a slightly better rate per dollar than a $15 balance.
2. Card validity – The card must be active and unused past the entered balance. Platforms verify this before making an offer, and discrepancies can delay or cancel the transaction.
3. Market demand – Macy's cards are popular for US-based shopping, but demand fluctuates. During peak shopping seasons (Black Friday, holiday periods), rates may be slightly more competitive.
4. Platform fees – Some platforms charge processing fees that reduce your final payout. Cardhorse uses transparent pricing with no hidden fees, so the rate you see is the rate you get.
5. Exchange rate fluctuations – Since Macy's cards are denominated in USD, the Naira exchange rate impacts your final payout. Rates are updated in real time to reflect current market conditions.
Tips for Selling a Partially-Used Card
1. Verify the balance before listing – Double-check the remaining amount on macys.com. Entering the wrong balance causes verification delays and may result in a rejected transaction.
2. Keep the card secure until paid – Don't share the card number, PIN, or redemption code with anyone outside the verified platform. Scammers often target sellers by posing as buyers on social media.
3. Use a verified platform – Peer-to-peer transactions carry significant risk. Platforms like Cardhorse verify balances and process payments through secure channels, reducing the chance of fraud.
4. Sell sooner rather than later – While Macy's gift cards don't expire, rates fluctuate. If you're not planning to use the remaining balance, converting it to cash now locks in the current rate.
5. Save proof of the transaction – Take a screenshot of your submission and the payment confirmation. This serves as a record in case any issues arise during processing.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can I sell a Macy's gift card if I've already used part of it?
Yes. As long as there's a remaining balance on the card, you can sell it. Platforms calculate the payout based on the current value, not the original denomination. You'll need to provide the exact balance when submitting the card for sale.
How do I know how much is left on my Macy's card?
Check the balance at macys.com by entering your card number and PIN. You can also call Macy's customer service or visit a physical store. Digital cards received via email usually display the balance in the original message.
Will I get the same rate for a partially-used card as a new one?
The rate per dollar is typically the same, but higher balances may receive slightly better offers due to fixed processing costs. A card with $10 remaining and a card with $100 remaining will both be valued at the same rate, but the $100 card may be more attractive to buyers.
How long does it take to get paid for a used Macy's gift card?
On verified platforms like Cardhorse, payment typically arrives within minutes after the card's balance is confirmed. Peer-to-peer transactions or unverified platforms may take longer and carry higher risk of delayed or missing payments.
Can I sell a Macy's card with less than $10 remaining?
Most platforms accept cards with at least $10 remaining. Cards with very low balances (under $5) are often rejected because the processing cost exceeds the card's value. If your balance is below the minimum, consider using it for a small purchase instead.
If you have a valid, unredeemed Macy's gift card with any remaining balance, Cardhorse offers a live rate and fast payment.
Sell Your Macy's Gift Card on Cardhorse →
Part of: Macy's Gift Cards
Related Guides
- How to Buy Macy's Gift Card in Nigeria – Step-by-Step Guide
- Common Macy's Gift Card WhatsApp & Social Media Scams
Prev : How to Buy Neosurf Gift Card Without a US Card or Address
Next : How to Sell Macy's Gift Cards Safely Without Getting Scammed
As of July 2026, many Nigerians hold Macy's gift cards with remaining balances they'd rather convert to Naira. Whether you received a card as a gift, used part of it for an online order, or simply don't shop at Macy's, selling the remaining balance is a practical way to access cash. The process is straightforward, and several platforms accept partially-used cards as long as the balance is verifiable.
Gift Card Rate CalculatorCan You Sell a Used Macy's Gift Card?
Yes. A Macy's gift card with any remaining balance can be sold, even if you've already redeemed part of it. Trading platforms in Nigeria evaluate cards based on their current value, not the original denomination. The key requirement is knowing the exact balance before you sell.
Physical and digital Macy's cards are both accepted by most platforms. Physical cards require the card number and PIN, while digital cards need the redemption code. As long as the card hasn't been fully spent or reported as lost, it remains tradeable.
Some platforms may reject cards with very low balances (typically under $5) due to processing costs, but most accept cards with $10 or more remaining.
How to Check the Remaining Balance
Before selling, you need to confirm how much value is left on the card. Macy's provides a balance check tool on their official website at macys.com. Navigate to the gift card section, enter your card number and PIN, and the system will display the current balance.
You can also check the balance by calling Macy's customer service or visiting a physical Macy's store if you're outside Nigeria and have access to one. For digital cards received via email, the balance is usually shown in the original message or your Macy's account.
Write down the exact balance before proceeding. Platforms like Cardhorse require you to enter this amount during the selling process to generate an accurate quote.
How to Sell the Remaining Balance – Step by Step
Selling a partially-used Macy's gift card follows the same process as selling a new one. For Nigerians looking to convert their card to Naira, Cardhorse offers real-time rates at https://www.cardhorse.com/
Step 1. Visit https://www.cardhorse.com/ or download the Cardhorse app from https://play.google.com/store/apps/details?id=com.cardhorse.app
Step 2. Select Macy's from the list of supported brands. The platform will display the current rate for Macy's cards, typically within the range of competitive rates of the card's USD value.
Step 3. Enter the remaining balance of your card. If your original $100 card has $45 left, enter $45. The system will calculate the Naira equivalent based on the current rate.
Step 4. Upload a clear photo of the card (both front and back for physical cards) or a screenshot of the digital code. Make sure the card number and PIN are visible and legible.
Step 5. Provide your Nigerian bank account details for payment. Cardhorse supports transfers to major Nigerian banks.
Step 6. Submit the card for verification. The platform will confirm the balance matches what you entered. This step typically takes a few minutes.
Step 7. Once verified, payment is processed. Funds typically arrive within minutes of confirmation.
What Affects the Price of a Used Card
The rate you receive for a partially-used Macy's gift card depends on several factors:
1. Remaining balance – Higher balances generally receive better rates because processing costs are fixed. A $50 balance may fetch a slightly better rate per dollar than a $15 balance.
2. Card validity – The card must be active and unused past the entered balance. Platforms verify this before making an offer, and discrepancies can delay or cancel the transaction.
3. Market demand – Macy's cards are popular for US-based shopping, but demand fluctuates. During peak shopping seasons (Black Friday, holiday periods), rates may be slightly more competitive.
4. Platform fees – Some platforms charge processing fees that reduce your final payout. Cardhorse uses transparent pricing with no hidden fees, so the rate you see is the rate you get.
5. Exchange rate fluctuations – Since Macy's cards are denominated in USD, the Naira exchange rate impacts your final payout. Rates are updated in real time to reflect current market conditions.
Tips for Selling a Partially-Used Card
1. Verify the balance before listing – Double-check the remaining amount on macys.com. Entering the wrong balance causes verification delays and may result in a rejected transaction.
2. Keep the card secure until paid – Don't share the card number, PIN, or redemption code with anyone outside the verified platform. Scammers often target sellers by posing as buyers on social media.
3. Use a verified platform – Peer-to-peer transactions carry significant risk. Platforms like Cardhorse verify balances and process payments through secure channels, reducing the chance of fraud.
4. Sell sooner rather than later – While Macy's gift cards don't expire, rates fluctuate. If you're not planning to use the remaining balance, converting it to cash now locks in the current rate.
5. Save proof of the transaction – Take a screenshot of your submission and the payment confirmation. This serves as a record in case any issues arise during processing.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can I sell a Macy's gift card if I've already used part of it?
Yes. As long as there's a remaining balance on the card, you can sell it. Platforms calculate the payout based on the current value, not the original denomination. You'll need to provide the exact balance when submitting the card for sale.
How do I know how much is left on my Macy's card?
Check the balance at macys.com by entering your card number and PIN. You can also call Macy's customer service or visit a physical store. Digital cards received via email usually display the balance in the original message.
Will I get the same rate for a partially-used card as a new one?
The rate per dollar is typically the same, but higher balances may receive slightly better offers due to fixed processing costs. A card with $10 remaining and a card with $100 remaining will both be valued at the same rate, but the $100 card may be more attractive to buyers.
How long does it take to get paid for a used Macy's gift card?
On verified platforms like Cardhorse, payment typically arrives within minutes after the card's balance is confirmed. Peer-to-peer transactions or unverified platforms may take longer and carry higher risk of delayed or missing payments.
Can I sell a Macy's card with less than $10 remaining?
Most platforms accept cards with at least $10 remaining. Cards with very low balances (under $5) are often rejected because the processing cost exceeds the card's value. If your balance is below the minimum, consider using it for a small purchase instead.
If you have a valid, unredeemed Macy's gift card with any remaining balance, Cardhorse offers a live rate and fast payment.
Sell Your Macy's Gift Card on Cardhorse →
Part of: Macy's Gift Cards
Related Guides
- How to Buy Macy's Gift Card in Nigeria – Step-by-Step Guide
- Common Macy's Gift Card WhatsApp & Social Media Scams
Prev : How to Buy Neosurf Gift Card Without a US Card or Address
Next : How to Sell Macy's Gift Cards Safely Without Getting Scammed
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