How to Read a Macy's Gift Card Number and PIN

As of September 2026, Macy's gift cards remain a popular retail card among Nigerians who receive them as gifts or buy them for resale. Knowing exactly where the card number and PIN sit on the card—and how to read them without making costly mistakes—saves you from failed redemptions and rejected resale attempts. This guide shows you precisely where to look and how to handle each format.

Where to Find the Card Number and PIN

Macy's gift cards come in two main formats, and the location of the number and PIN differs for each.

Physical (plastic) cards

  • The card number is the long sequence of digits printed or embossed across the front or back of the card. The exact length can vary, so confirm the current format with Macy's.
  • The PIN is usually hidden under a scratch-off panel on the back, near the top-right or beside the card number. You may also see a shorter security code printed next to it.
  • Some cards show the number on the front and the PIN on the back—check both sides before assuming anything is missing.

Digital (e-gift) cards

  • When you receive a Macy's e-gift card by email, the card number and PIN appear in the body of the message, not on a physical card.
  • They are often labeled clearly as "Card Number" and "PIN" or "Security Code." Copy them exactly as shown.
  • If the email contains a link to a redemption page, the number and PIN may also be displayed there.

Because Macy's cards are issued for use in the USA, the number and PIN work at macys.com and in Macy's stores there. For Nigerians holding a card they'd rather convert, you can check current rates on Cardhorse at https://www.cardhorse.com/ (availability and rates may vary)

How to Read and Enter Them Correctly

Reading the digits is one thing; entering them without errors is where most people slip up. Follow these steps.

Step 1. Find a well-lit spot and clean the card. Dirt, glare, or a fingerprint over the digits can turn a 6 into an 8. Wipe the surface gently first.

Step 2. Read the number in groups. Macy's card numbers are long, so read them in blocks of four rather than one continuous string. This reduces transposition errors.

Step 3. Scratch the PIN panel carefully. Use a coin's edge and light pressure. Scratching too hard can smudge the digits underneath, making the PIN unreadable.

Step 4. Write both down before you enter them. Note the card number and PIN on paper or in a secure note. If a redemption fails, you'll know whether you mistyped or the card itself has an issue.

Step 5. Enter them at checkout. At macys.com, add the card as a payment method and type the number and PIN into the matching fields. In-store, hand the card to the cashier or swipe and enter the PIN on the terminal.

Step 6. Confirm the balance. After entering, check that the card's balance appears. A zero balance on a card you just received is a warning sign worth investigating.

If you'd rather not redeem the card and prefer cash in Naira, you can check a live quote on Cardhorse through https://www.cardhorse.com/ or the Cardhorse app at https://play.google.com/store/apps/details?id=com.cardhorse.app.

Sell Your Gift Card for Cash – Download Cardhorse App

What to Do If the Code Is Scratched or Damaged

A damaged code isn't always a dead card, but it does need careful handling.

  1. Don't scratch further. If the PIN panel is already smudged, more scratching will only destroy what's left. Stop and assess.
  2. Check for a second copy. Some Macy's cards print the number in more than one place, and e-gift card emails often keep the details in your inbox or spam folder.
  3. Look for the purchase receipt. If the card was bought in a store, the receipt may show the card number, which helps when contacting support.
  4. Contact Macy's customer service. With proof of purchase, Macy's can sometimes trace the card and issue a replacement. Have your receipt and any partial digits ready.
  5. Be cautious with a card that arrived already scratched. A pre-scratched PIN on a card you didn't use is a common sign of tampering—treat it as suspect.

Sell Your Gift Card Anywhere, Anytime

The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.

Download the Cardhorse App


Frequently Asked Questions

How many digits is a Macy's gift card number?

Macy's gift card numbers are typically 16 digits, usually printed in groups of four. The PIN is a shorter code found under a scratch-off panel on the back; confirm the exact format with Macy's.

Where is the PIN on a Macy's e-gift card?

On a digital Macy's e-gift card, the PIN appears in the email itself, labeled as "PIN" or "Security Code," right alongside the card number. It is not hidden behind a scratch panel.

Can I read a Macy's gift card number and PIN in Nigeria?

Yes. The number and PIN are printed on the card or emailed to you, so you can read them from anywhere. What matters is that the card is valid for use in the USA, where Macy's cards are issued.

What if my Macy's gift card PIN won't work at checkout?

First re-enter the number and PIN slowly, checking for swapped digits. If it still fails, confirm the card has a balance and hasn't already been redeemed. A card that never works may be fake or tampered with.

Is a Macy's gift card the same as a Bloomingdale's card?

Macy's and Bloomingdale's are part of the same retail group, but gift card acceptance can vary. Check the current terms on the card or with Macy's before assuming a card works at Bloomingdale's.

If you have a genuine, unredeemed Macy's gift card you'd rather turn into cash, Cardhorse may offer a live rate; check the current terms and timing on Cardhorse before selling.

Sell Your Macy's Gift Card on Cardhorse →

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