How to Read a Lowe's Gift Card Number and PIN

As of September 2026, Lowe's gift cards are sometimes resold by people in Nigeria who shop online or trade cards. Knowing exactly where the card number and PIN sit on the card is the first step to using or selling it without mistakes. This matters whether you hold a physical card or received a digital one by email.

Where to Find the Card Number and PIN

On a physical Lowe's gift card, the number and PIN are printed on the back. They are not on the front, where you usually see the Lowe's logo and the card design.

Here is what to look for:

  1. Card number — a long string of digits printed across the back of the card. The exact length can vary, so confirm the format with the issuer.
  2. PIN — a shorter code sitting near the number. Some cards show the PIN under a scratch-off strip. The exact length can vary, so confirm with the issuer.
  3. Bar code — a scannable strip that store systems use at checkout. It is separate from the number you type online.

On a digital (e-gift) card, the layout is different. You will find the number and PIN inside the email or the account page where the card was delivered. Digital cards do not have a scratch-off strip — the codes are simply written out.

A quick way to tell them apart: physical cards hide the PIN under silver coating, while digital cards show everything in plain text.

For Nigerians looking to convert a Lowe's gift card to cash after confirming the codes, Cardhorse lists current rates at https://www.cardhorse.com/

How to Read and Enter Them Correctly

Reading the codes is easy. Entering them correctly is where most people slip up.

Follow these steps:

Step 1. Look at the back of the card (or the digital email) and locate the number and PIN. Read them in good lighting.

Step 2. Watch for look-alike characters. The digit 0 and the letter O, or the digit 1 and the letter I, can confuse you. Lowe's gift card numbers are usually all digits, so if you think you see a letter, look again.

Step 3. Type the number first, then the PIN, in the exact order the checkout page asks for. Do not add spaces or dashes unless the field shows them.

Step 4. If you plan to sell the card, you can check its value and submit it through a trusted platform. Cardhorse may handle certain gift cards — check the current list and terms at https://www.cardhorse.com/ or download the app from https://play.google.com/store/apps/details?id=com.cardhorse.app.

Step 5. Double-check every digit before you submit. A single wrong number can make a valid card look empty.

One common mistake is mixing up the card number with the order or receipt number. Only the number printed on the card itself (or in the digital delivery) is the gift card number.

Sell Your Gift Card for Cash – Download Cardhorse App

What to Do If the Code Is Scratched or Damaged

Scratch-off strips are easy to damage. If you scratch too hard, part of the PIN can rub away.

Here is how to handle it:

  1. Try reading under bright light — sometimes the digits are faintly visible even after light scratching.
  2. Check your original email or receipt — digital records often repeat the full number and PIN.
  3. Contact Lowe's support — if you bought the card directly, they may be able to help recover the code with proof of purchase.
  4. Do not buy damaged cards — if someone is selling you a card with a scratched or missing PIN, treat it as a red flag.

A card with a damaged code is hard to use and even harder to resell. Most buyers will avoid it, and some platforms will not accept it.

If your card is intact and you simply want cash instead of store credit, selling it is straightforward on a platform built for that purpose.


Sell Your Gift Card Anywhere, Anytime

The Cardhorse app lets you check listed rates, submit your card, and receive payment to your account — all from your phone. Confirm current terms in the app.

Download the Cardhorse App


Frequently Asked Questions

Where is the PIN on a Lowe's gift card?

On a physical card, the PIN is on the back, often under a scratch-off strip near the card number. On a digital card, it appears in the email or account page where the card was sent.

How many digits is a Lowe's gift card number?

Lowe's gift card numbers are typically all numeric, but the exact length can vary. The PIN is usually shorter. Confirm the current format with the issuer.

Can I read a Lowe's gift card number without scratching the PIN?

No. If the PIN is covered by a scratch-off strip, you must scratch it gently to reveal the digits. Digital cards have no strip, so the codes are visible right away.

What if my Lowe's gift card number is not working?

Recheck each digit for look-alike mistakes, confirm you entered the number and PIN in the right order, and make sure the card has not already been used. If it still fails, contact Lowe's support with your proof of purchase.

Can I sell a Lowe's gift card in Nigeria?

You may be able to sell it on a platform like Cardhorse if the card is valid and unused. Check the current rates, supported cards and payment terms directly with the platform before proceeding.

If you have a valid, unredeemed Lowe's gift card you'd rather convert to cash, check Cardhorse for current rates and payment terms.

Got a Genuine Card? Sell It on Cardhorse →

Part of: Lowe's Gift Cards


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