Can You Use Walmart Gift Cards Online?
As of August 2026, Walmart gift cards work fully for online purchases — you can use them at walmart.com just like a regular debit card. If you're holding one and wondering whether it's limited to in-store use only, the short answer is no. Online checkout is supported, and the process is straightforward.
Where Walmart Gift Cards Are Accepted Online
Walmart gift cards are valid at walmart.com, which covers the main Walmart store catalog as well as many third-party sellers listed on the Walmart Marketplace. A few things to keep in mind about Marketplace orders: individual sellers set their own payment rules, and a small number may not accept gift cards. For items sold and fulfilled directly by Walmart, the card works without restriction.
The card is also accepted at samsclub.com, which is useful if you have a Sam's Club membership. It is not accepted at any non-Walmart websites, and it cannot be used on Amazon, Target, or other retailers.
For Nigerians who received a Walmart gift card — whether as a gift, a reward, or a payment — access to walmart.com is possible through a standard browser. Keep in mind that Walmart is a US retailer, so shipping to Nigerian addresses is not available directly. Some buyers use US-based parcel forwarding services to receive items, though that adds cost and complexity. If spending the card online isn't practical for your situation, selling it for naira is a separate option covered at the end of this article.
For Nigerians looking to convert a Walmart gift card to naira, Cardhorse provides real-time rates at https://www.cardhorse.com/
How to Use It Online — Step by Step
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Go to walmart.com and add the items you want to your cart. Proceed to checkout.
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Sign in or check out as a guest. Either option allows gift card payment.
-
Enter your shipping address. This must be a US address for Walmart to process the order.
-
On the payment screen, select "Gift Card." A field will appear for the card number and PIN.
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Enter your card number and PIN. The card number is the long digit sequence on the card; the PIN is revealed by scratching off the silver strip on the back.
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Apply the card. Your available balance will show on screen. If the balance covers the full order total, no other payment method is needed. If it falls short, you can add a credit or debit card to cover the difference.
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Place the order. The gift card balance is charged at the time of purchase.
There is no separate activation step for most Walmart gift cards. Physical cards sold in US stores are activated at the register when purchased. Digital gift cards (received by email) are ready to use immediately. If you received a physical card as a gift, it should already be activated.
Limitations to Know
Walmart Marketplace restrictions. Some third-party sellers on the Marketplace do not accept gift cards. If a seller doesn't accept your card, the option simply won't appear at checkout for that item.
US shipping requirement. Walmart.com ships to US addresses. International delivery isn't available, so unless you have a US forwarding address, you won't be able to order physical goods to Nigeria.
No cash withdrawal. Walmart gift cards cannot be used at ATMs or exchanged for cash directly through the retailer.
No expiry, no fees. The card balance doesn't expire and there are no monthly maintenance fees, so the value stays intact as long as you hold it.
Balance check. You can check your remaining balance at walmart.com/giftcards or by calling the number on the back of the card.
Split payment works. If your cart total exceeds the card balance, Walmart lets you combine your gift card with a credit or debit card to complete the purchase.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can you use a Walmart gift card on the Walmart app?
Yes. The Walmart mobile app accepts gift cards at checkout using the same process as the website — enter the card number and PIN in the payment section.
Do Walmart gift cards work for grocery pickup or delivery orders?
Yes, Walmart gift cards are accepted for both grocery pickup and delivery orders placed through walmart.com and the Walmart app.
What denominations do Walmart gift cards come in?
Common denominations are $10, $20, $25, $50, $100, and $200. Some retailers also issue custom amounts.
Can a Nigerian use a Walmart gift card online without a US address?
Shopping on walmart.com requires a US shipping address for physical goods. Without one, placing a standard order isn't possible. Digital purchases (like eGift cards sold through Walmart) may not require a shipping address, but options are limited.
Can you sell a Walmart gift card in Nigeria for naira?
Yes. Platforms that trade gift cards accept Walmart cards and pay in naira. The amount you receive depends on the current rate at the time of the transaction.
If you have a valid, unredeemed Walmart gift card you'd rather convert to naira instead of spending it online, Cardhorse offers a live rate and payment typically within minutes.
Ready to Convert Your Walmart Gift Card? Sell on Cardhorse →
Prev : Can You Use Uber Gift Cards Online?
Next : Check One4all Gift Card Balance Online or by Phone
As of August 2026, Walmart gift cards work fully for online purchases — you can use them at walmart.com just like a regular debit card. If you're holding one and wondering whether it's limited to in-store use only, the short answer is no. Online checkout is supported, and the process is straightforward.
Where Walmart Gift Cards Are Accepted Online
Walmart gift cards are valid at walmart.com, which covers the main Walmart store catalog as well as many third-party sellers listed on the Walmart Marketplace. A few things to keep in mind about Marketplace orders: individual sellers set their own payment rules, and a small number may not accept gift cards. For items sold and fulfilled directly by Walmart, the card works without restriction.
The card is also accepted at samsclub.com, which is useful if you have a Sam's Club membership. It is not accepted at any non-Walmart websites, and it cannot be used on Amazon, Target, or other retailers.
For Nigerians who received a Walmart gift card — whether as a gift, a reward, or a payment — access to walmart.com is possible through a standard browser. Keep in mind that Walmart is a US retailer, so shipping to Nigerian addresses is not available directly. Some buyers use US-based parcel forwarding services to receive items, though that adds cost and complexity. If spending the card online isn't practical for your situation, selling it for naira is a separate option covered at the end of this article.
For Nigerians looking to convert a Walmart gift card to naira, Cardhorse provides real-time rates at https://www.cardhorse.com/
How to Use It Online — Step by Step
-
Go to walmart.com and add the items you want to your cart. Proceed to checkout.
-
Sign in or check out as a guest. Either option allows gift card payment.
-
Enter your shipping address. This must be a US address for Walmart to process the order.
-
On the payment screen, select "Gift Card." A field will appear for the card number and PIN.
-
Enter your card number and PIN. The card number is the long digit sequence on the card; the PIN is revealed by scratching off the silver strip on the back.
-
Apply the card. Your available balance will show on screen. If the balance covers the full order total, no other payment method is needed. If it falls short, you can add a credit or debit card to cover the difference.
-
Place the order. The gift card balance is charged at the time of purchase.
There is no separate activation step for most Walmart gift cards. Physical cards sold in US stores are activated at the register when purchased. Digital gift cards (received by email) are ready to use immediately. If you received a physical card as a gift, it should already be activated.
Limitations to Know
Walmart Marketplace restrictions. Some third-party sellers on the Marketplace do not accept gift cards. If a seller doesn't accept your card, the option simply won't appear at checkout for that item.
US shipping requirement. Walmart.com ships to US addresses. International delivery isn't available, so unless you have a US forwarding address, you won't be able to order physical goods to Nigeria.
No cash withdrawal. Walmart gift cards cannot be used at ATMs or exchanged for cash directly through the retailer.
No expiry, no fees. The card balance doesn't expire and there are no monthly maintenance fees, so the value stays intact as long as you hold it.
Balance check. You can check your remaining balance at walmart.com/giftcards or by calling the number on the back of the card.
Split payment works. If your cart total exceeds the card balance, Walmart lets you combine your gift card with a credit or debit card to complete the purchase.
Sell Your Gift Card Anywhere, Anytime
The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.
Frequently Asked Questions
Can you use a Walmart gift card on the Walmart app?
Yes. The Walmart mobile app accepts gift cards at checkout using the same process as the website — enter the card number and PIN in the payment section.
Do Walmart gift cards work for grocery pickup or delivery orders?
Yes, Walmart gift cards are accepted for both grocery pickup and delivery orders placed through walmart.com and the Walmart app.
What denominations do Walmart gift cards come in?
Common denominations are $10, $20, $25, $50, $100, and $200. Some retailers also issue custom amounts.
Can a Nigerian use a Walmart gift card online without a US address?
Shopping on walmart.com requires a US shipping address for physical goods. Without one, placing a standard order isn't possible. Digital purchases (like eGift cards sold through Walmart) may not require a shipping address, but options are limited.
Can you sell a Walmart gift card in Nigeria for naira?
Yes. Platforms that trade gift cards accept Walmart cards and pay in naira. The amount you receive depends on the current rate at the time of the transaction.
If you have a valid, unredeemed Walmart gift card you'd rather convert to naira instead of spending it online, Cardhorse offers a live rate and payment typically within minutes.
Ready to Convert Your Walmart Gift Card? Sell on Cardhorse →
Prev : Can You Use Uber Gift Cards Online?
Next : Check One4all Gift Card Balance Online or by Phone
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