Can You Combine Multiple Macy's Gift Cards?

You cannot merge Macy's gift-card balances onto one card, but you can apply up to five gift cards to one online order. As of August 2026, Macy's directs customers with more than five cards to Customer Service for assistance.

Can You Combine Macy's Gift Cards?

Macy's does not offer a public feature to merge multiple gift card balances into one single card. You cannot transfer the balance from one card to another through your Macy's account.

However, you can use up to five Macy's gift cards at checkout. Submit all gift cards before entering a credit card. If you need to apply more than five, contact Macy's Customer Service rather than splitting or transferring balances yourself.

In physical Macy's stores, the cashier can also split payment across several gift cards. Just hand over the cards and tell the associate how you want the balance split.

How to Add Multiple Cards to One Account / Use Together

Using several Macy's gift cards together is straightforward. Here is how to do it online:

Step 1. Shop at macys.com and add items to your bag.

Step 2. Proceed to checkout and enter your shipping and contact details.

Step 3. Under Payment Method, select "Gift Card" as your payment type.

Step 4. Enter the first gift card number and PIN, then click "Apply."

Step 5. Click "Add Another Gift Card" and repeat for each card you want to use.

Step 6. Once all cards are applied, review the remaining balance. If anything is left, pay it with another payment method.

Step 7. Place your order.

For in-store purchases, simply tell the cashier you want to pay with multiple Macy's gift cards. They will swipe each card and apply the balances to your total.

You can also check your remaining balance at any time on the Macy's website or by calling the number on the back of your card.

Sell Your Gift Card for Cash – Download Cardhorse App

What If You Can't Combine Them

If you hold more Macy's gift cards than the allowed limit per order, you will need to use them across multiple orders. Plan your purchases so each order uses no more than the allowed number of cards.

Another option is to consolidate your shopping. Save your cards until you have a larger purchase in mind, such as seasonal sales or clearance events, so you can apply several cards at once.

If you find yourself holding Macy's gift cards you do not plan to use, consider converting them to cash. For Nigerians looking to convert their Macy's gift card to Naira, Cardhorse may provide rates at https://www.cardhorse.com/, but you should verify current rates and availability. This way, the value of your cards is not locked into a single US retailer.


Sell Your Gift Card Anywhere, Anytime

The Cardhorse app lets you check rates, submit your card, and receive payment — all from your phone, but you should verify current features and processing times.

Download the Cardhorse App


Frequently Asked Questions

Do Macy's gift cards expire?

No, Macy's gift cards do not expire, and they do not carry inactivity fees. Your balance stays intact until you spend it.

Can I use a Macy's gift card at Bloomingdale's?

Macy's gift cards may be valid at Bloomingdale's stores and on bloomingdales.com, but you should confirm current acceptance with Macy's. This gives you more options for spending your balance.

How do I check my Macy's gift card balance?

You can check your balance online at macys.com by entering your card number and PIN, or you can call the customer service number printed on the back of the card.

Can I use a Macy's gift card to buy another Macy's gift card?

Macy's may not allow gift cards to be used to purchase other gift cards; you should confirm this policy with Macy's. This policy is in place to prevent fraud and money laundering.

What happens if my order total is less than my gift card balance?

If your order costs less than your gift card balance, the remaining amount stays on the card for future use. The leftover balance does not expire.

If you have a valid, unredeemed Macy's gift card you'd rather convert to cash, Cardhorse may offer a rate and payment, but you should verify current terms.

Sell Your Macy's Gift Card on Cardhorse →

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