Best App to Sell PCS Gift Cards in Nigeria

As of July 2026, selling PCS gift cards in Nigeria has become a lot more straightforward — especially if you have the right app on your phone. PCS Mastercard vouchers, issued primarily in France and across Europe, are accepted wherever Mastercard is used, which makes them genuinely useful. But if you're based in Nigeria and need Naira instead, converting them through a reliable mobile platform is the practical route.

Gift Card Rate Calculator
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Rates are indicative. The final rate is confirmed on the CardHorse app at the time of trade.

What to Look For in a Gift Card App

Not every app that claims to buy gift cards in Nigeria is worth your time. Before you hand over your card details, these are the criteria that actually matter:

  1. Real-time rates — Rates shift daily. An app that shows you a live quote before you commit is more transparent than one that gives you a number only after you've submitted your card.

  2. Verified platform — Look for apps with a clear identity: a registered business, accessible support channels, and a track record you can check through reviews on Google Play or the App Store.

  3. Secure submission process — Your card number and PIN are sensitive. The app should handle submissions over encrypted connections and never ask you to share details via WhatsApp or Telegram.

  4. Payment to a local bank account — The whole point is converting to Naira. The app should support direct bank transfers to Nigerian banks, with funds arriving typically within minutes of trade confirmation.

  5. Clear fee structure — No hidden deductions after the fact. What you see on the rate screen should reflect what lands in your account.

  6. Customer support — If something goes wrong, you need to reach a real person. Apps with in-app chat, email, or a visible support line are preferable to those with no contact path at all.

For Nigerians looking to convert their PCS gift card to Naira, Cardhorse meets these criteria with real-time pricing and bank-direct payouts at https://www.cardhorse.com/


Selling on the Cardhorse App

Cardhorse is built specifically for the Nigerian market, which is relevant when you're trading European-issued cards like PCS. The platform provides real-time rate quotes, meaning the Naira value shown reflects current demand — not a rate that was accurate last week.

The app handles the full transaction flow: you enter your card details, receive an instant quote based on the current competitive rates range (as of July 2026), confirm the trade, and receive your Naira payout directly to your bank account. Funds typically arrive within minutes of a completed trade.

A few things that make it practical for PCS cards specifically:

  • PCS vouchers come in standard European denominations (€20, €50, €100, €150), and the app accounts for the Euro-to-Naira conversion in the live rate it shows you.
  • Submissions are processed through encrypted channels — you're not sending card details into a group chat.
  • Support is reachable if a transaction stalls or needs clarification.

Download the Cardhorse app here: https://play.google.com/store/apps/details?id=com.cardhorse.app


Sell Your Gift Card for Cash – Download Cardhorse App

How to Sell Your PCS Gift Card via the App — Step by Step

Step 1. Download the Cardhorse app.
Find it on Google Play at https://play.google.com/store/apps/details?id=com.cardhorse.app. Install it on your Android device and open it.

Step 2. Create or log into your account.
New users register with a phone number or email. If you've used Cardhorse before, log in with your existing credentials. Verification is standard and keeps your account secure.

Step 3. Select PCS as the card type.
Browse or search for PCS in the gift card catalogue. Confirm the denomination — €20, €50, €100, or €150 — that matches your card.

Step 4. View the current rate.
The app will display a real-time Naira quote for your card's denomination. This reflects the current competitive rates range as of July 2026. Review it before proceeding — you're under no obligation to continue if the rate doesn't work for you.

Step 5. Enter your card details.
Input the card number and PIN exactly as shown on your PCS voucher. Double-check before submitting; errors slow down the process.

Step 6. Submit and await confirmation.
Once submitted, the Cardhorse team reviews and confirms the trade. This typically happens within a short window during active trading hours.

Step 7. Receive your Naira payout.
After confirmation, your Naira payment is sent directly to your registered Nigerian bank account. Funds typically arrive within minutes of trade confirmation.


Sell Your Gift Card Anywhere, Anytime

The Cardhorse app lets you check live rates, submit your card, and receive payment directly to your account — all from your phone.

Download the Cardhorse App


Frequently Asked Questions

Can I sell a PCS gift card in Nigeria even though it was issued in France?

Yes. PCS vouchers are issued in Europe but can be traded on Nigerian gift card platforms that accept international cards. Cardhorse supports PCS cards and accounts for the Euro denomination in its live rate calculation. The payout you receive is in Naira, transferred directly to a Nigerian bank account.

How much Naira will I get for my PCS gift card in 2026?

The Naira value depends on the current exchange rate and the platform's rate for PCS cards. As of July 2026, rates generally fall in the competitive rates range of the card's face value, though this fluctuates with demand and market conditions. Check the live quote on the Cardhorse app for an accurate figure before committing.

Is it safe to enter my PCS card details on the Cardhorse app?

Cardhorse processes card submissions through encrypted channels, which means your card number and PIN are not exposed in unprotected formats. Avoid sharing card details via social media or messaging apps — using a verified platform like Cardhorse is more secure than peer-to-peer arrangements.

What denominations of PCS gift cards does Cardhorse accept?

PCS Mastercard vouchers commonly come in €20, €50, €100, and €150 denominations. Cardhorse accepts these standard European denominations. If you have an unusual denomination, it's worth checking the app's current listing or contacting support before submitting.

What if my PCS gift card has already been partially used?

You can still attempt to sell a partially-used PCS card, but the payout will reflect the remaining balance — not the original face value. When entering your card details, check the remaining balance first through the PCS official site at pcsmastercard.com, then submit the accurate balance amount on the Cardhorse app.


If you have a valid PCS gift card you'd rather convert to Naira, Cardhorse offers a live rate and direct bank payout — accessible right from your phone.

Download the Cardhorse App and Sell Your PCS Gift Card →

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